mirror of
https://github.com/maybe-finance/maybe.git
synced 2025-08-06 14:05:20 +02:00
Plaid sync domain improvements (#2267)
Breaks our Plaid sync process out into more manageable classes. Notably, this moves the sync process to a distinct, 2-step flow: 1. Import stage - we first make API calls and import Plaid data to "mirror" tables 2. Processing stage - read the raw data, apply business rules, build internal domain models and sync balances This provides several benefits: - Plaid syncs can now be "replayed" without fetching API data again - Mirror tables provide better audit and debugging capabilities - Eliminates the "all or nothing" sync behavior that is currently in place, which is brittle
This commit is contained in:
Zach Gollwitzer
GitHub
parent
5c82af0e8c
commit
03a146222d
72 changed files with 3763 additions and 706 deletions
124
test/vcr_cassettes/plaid/access_token.yml
Normal file
124
test/vcr_cassettes/plaid/access_token.yml
Normal file
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@ -0,0 +1,124 @@
|
|||
---
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||||
http_interactions:
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/sandbox/public_token/create
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"institution_id":"ins_109508","initial_products":["transactions","investments","liabilities"],"options":{"override_username":"custom_test"}}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:03 GMT
|
||||
Content-Type:
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||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '110'
|
||||
Connection:
|
||||
- keep-alive
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Vary:
|
||||
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|
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X-Envoy-Upstream-Service-Time:
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||||
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||||
string: |-
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{
|
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"request_id": "FaSopSLAyHsZM9O"
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}
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recorded_at: Mon, 19 May 2025 17:24:03 GMT
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- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/item/public_token/exchange
|
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|
||||
encoding: UTF-8
|
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|
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headers:
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Content-Type:
|
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- application/json
|
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User-Agent:
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- Plaid Ruby v38.0.0
|
||||
Accept:
|
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- application/json
|
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Plaid-Client-Id:
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||||
- "<PLAID_CLIENT_ID>"
|
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Plaid-Version:
|
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- '2020-09-14'
|
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Plaid-Secret:
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- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
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- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
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response:
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code: 200
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message: OK
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headers:
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- application/json; charset=utf-8
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Content-Length:
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- '164'
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Connection:
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- keep-alive
|
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Plaid-Version:
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|
||||
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Strict-Transport-Security:
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|
||||
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|
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|
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recorded_at: Mon, 19 May 2025 17:24:03 GMT
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recorded_with: VCR 6.3.1
|
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124
test/vcr_cassettes/plaid/exchange_public_token.yml
Normal file
124
test/vcr_cassettes/plaid/exchange_public_token.yml
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@ -0,0 +1,124 @@
|
|||
---
|
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http_interactions:
|
||||
- request:
|
||||
method: post
|
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uri: https://sandbox.plaid.com/sandbox/public_token/create
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"institution_id":"ins_109508","initial_products":["transactions","investments","liabilities"],"options":{"override_username":"custom_test"}}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
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- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
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|
||||
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|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
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- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
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||||
response:
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status:
|
||||
code: 200
|
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message: OK
|
||||
headers:
|
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Server:
|
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- nginx
|
||||
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|
||||
- Mon, 19 May 2025 17:24:09 GMT
|
||||
Content-Type:
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||||
- application/json; charset=utf-8
|
||||
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|
||||
- '110'
|
||||
Connection:
|
||||
- keep-alive
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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X-Xss-Protection:
|
||||
- 1; mode=block
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body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
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||||
{
|
||||
"public_token": "public-sandbox-29a5644f-001d-4bf5-abae-d26ecf8ee211",
|
||||
"request_id": "6dz2Xo7zoyT9W9R"
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:09 GMT
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/item/public_token/exchange
|
||||
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|
||||
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|
||||
string: '{"public_token":"public-sandbox-29a5644f-001d-4bf5-abae-d26ecf8ee211"}'
|
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headers:
|
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|
||||
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|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
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|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
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|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
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|
||||
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|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:09 GMT
|
||||
Content-Type:
|
||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '164'
|
||||
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|
||||
- keep-alive
|
||||
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|
||||
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|
||||
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|
||||
- Accept-Encoding
|
||||
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|
||||
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|
||||
X-Envoy-Decorator-Operation:
|
||||
- default.svc-apiv2:8080/*
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Strict-Transport-Security:
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|
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X-Content-Type-Options:
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|
||||
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|
||||
body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
|
||||
{
|
||||
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|
||||
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|
||||
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|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:09 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
106
test/vcr_cassettes/plaid/get_item.yml
Normal file
106
test/vcr_cassettes/plaid/get_item.yml
Normal file
|
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@ -0,0 +1,106 @@
|
|||
---
|
||||
http_interactions:
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/item/get
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648"}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
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|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
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|
||||
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|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
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|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
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|
||||
- nginx
|
||||
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|
||||
- Mon, 19 May 2025 17:24:03 GMT
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
{
|
||||
"item": {
|
||||
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|
||||
"assets",
|
||||
"auth",
|
||||
"balance",
|
||||
"credit_details",
|
||||
"identity",
|
||||
"identity_match",
|
||||
"income",
|
||||
"income_verification",
|
||||
"recurring_transactions",
|
||||
"signal",
|
||||
"statements"
|
||||
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|
||||
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|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
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|
||||
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|
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|
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|
||||
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|
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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|
||||
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||||
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|
||||
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|
||||
recorded_at: Mon, 19 May 2025 17:24:03 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
160
test/vcr_cassettes/plaid/get_item_accounts.yml
Normal file
160
test/vcr_cassettes/plaid/get_item_accounts.yml
Normal file
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@ -0,0 +1,160 @@
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---
|
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http_interactions:
|
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- request:
|
||||
method: post
|
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uri: https://sandbox.plaid.com/accounts/get
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
- application/json
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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|
||||
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||||
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|
||||
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||||
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||||
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|
||||
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|
||||
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||||
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||||
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||||
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||||
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||||
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||||
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|
||||
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||||
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|
||||
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||||
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|
||||
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|
||||
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|
||||
},
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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||||
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||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
"mask": "1219",
|
||||
"name": "Test Credit Card Account",
|
||||
"official_name": "Plaid credit card",
|
||||
"subtype": "credit card",
|
||||
"type": "credit"
|
||||
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|
||||
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|
||||
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||||
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||||
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||||
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||||
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|
||||
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||||
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|
||||
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|
||||
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|
||||
"mask": "4243",
|
||||
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|
||||
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|
||||
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|
||||
"type": "depository"
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
"holder_category": "personal",
|
||||
"mask": "9572",
|
||||
"name": "Test Student Loan Account",
|
||||
"official_name": "Plaid student",
|
||||
"subtype": "student",
|
||||
"type": "loan"
|
||||
}
|
||||
],
|
||||
"item": {
|
||||
"available_products": [
|
||||
"assets",
|
||||
"auth",
|
||||
"balance",
|
||||
"credit_details",
|
||||
"identity",
|
||||
"identity_match",
|
||||
"income",
|
||||
"income_verification",
|
||||
"recurring_transactions",
|
||||
"signal",
|
||||
"statements"
|
||||
],
|
||||
"billed_products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"consent_expiration_time": null,
|
||||
"error": null,
|
||||
"institution_id": "ins_109508",
|
||||
"institution_name": "First Platypus Bank",
|
||||
"item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP",
|
||||
"products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"update_type": "background",
|
||||
"webhook": ""
|
||||
},
|
||||
"request_id": "EWD5MMMYV0o9cZ0"
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:04 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
570
test/vcr_cassettes/plaid/get_item_investments.yml
Normal file
570
test/vcr_cassettes/plaid/get_item_investments.yml
Normal file
|
|
@ -0,0 +1,570 @@
|
|||
---
|
||||
http_interactions:
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/investments/holdings/get
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648"}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:05 GMT
|
||||
Content-Type:
|
||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '6199'
|
||||
Connection:
|
||||
- keep-alive
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Vary:
|
||||
- Accept-Encoding
|
||||
X-Envoy-Upstream-Service-Time:
|
||||
- '324'
|
||||
X-Envoy-Decorator-Operation:
|
||||
- default.svc-apiv2:8080/*
|
||||
Strict-Transport-Security:
|
||||
- max-age=31536000; includeSubDomains; preload
|
||||
X-Content-Type-Options:
|
||||
- nosniff
|
||||
X-Frame-Options:
|
||||
- DENY
|
||||
X-Xss-Protection:
|
||||
- 1; mode=block
|
||||
body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
|
||||
{
|
||||
"accounts": [
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"balances": {
|
||||
"available": 8000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1122",
|
||||
"name": "Test Brokerage Account",
|
||||
"official_name": "Plaid brokerage",
|
||||
"subtype": "brokerage",
|
||||
"type": "investment"
|
||||
},
|
||||
{
|
||||
"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
|
||||
"balances": {
|
||||
"available": 9372.38,
|
||||
"current": 1000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": 10500,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1219",
|
||||
"name": "Test Credit Card Account",
|
||||
"official_name": "Plaid credit card",
|
||||
"subtype": "credit card",
|
||||
"type": "credit"
|
||||
},
|
||||
{
|
||||
"account_id": "9mvxVZRW7LUD67QbEBm1CPZ6XlqkmkF4oGNBo",
|
||||
"balances": {
|
||||
"available": 10000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "4243",
|
||||
"name": "Test Depository Account",
|
||||
"official_name": "Plaid checking",
|
||||
"subtype": "checking",
|
||||
"type": "depository"
|
||||
},
|
||||
{
|
||||
"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
|
||||
"balances": {
|
||||
"available": 15000,
|
||||
"current": 15000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "9572",
|
||||
"name": "Test Student Loan Account",
|
||||
"official_name": "Plaid student",
|
||||
"subtype": "student",
|
||||
"type": "loan"
|
||||
}
|
||||
],
|
||||
"holdings": [
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"cost_basis": 2000,
|
||||
"institution_price": 100,
|
||||
"institution_price_as_of": "2025-05-08",
|
||||
"institution_price_datetime": null,
|
||||
"institution_value": 2000,
|
||||
"iso_currency_code": "USD",
|
||||
"quantity": 20,
|
||||
"security_id": "xnL3QM3Ax4fP9lVmNLblTDaMkVMqN3fmxrXRd",
|
||||
"unofficial_currency_code": null,
|
||||
"vested_quantity": null,
|
||||
"vested_value": null
|
||||
},
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"cost_basis": 3000,
|
||||
"institution_price": 1,
|
||||
"institution_price_as_of": "2025-05-08",
|
||||
"institution_price_datetime": null,
|
||||
"institution_value": 3000,
|
||||
"iso_currency_code": "USD",
|
||||
"quantity": 3000,
|
||||
"security_id": "EDRxkXxj7mtj8EzBBxllUqpy7KyNDBugoZrMX",
|
||||
"unofficial_currency_code": null,
|
||||
"vested_quantity": null,
|
||||
"vested_value": null
|
||||
},
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"cost_basis": 5000,
|
||||
"institution_price": 1,
|
||||
"institution_price_as_of": "2025-05-08",
|
||||
"institution_price_datetime": null,
|
||||
"institution_value": 5000,
|
||||
"iso_currency_code": "USD",
|
||||
"quantity": 5000,
|
||||
"security_id": "7Dv19k16PZtEaexk6EZyFxP95o9ynrF4REalG",
|
||||
"unofficial_currency_code": null,
|
||||
"vested_quantity": null,
|
||||
"vested_value": null
|
||||
}
|
||||
],
|
||||
"item": {
|
||||
"available_products": [
|
||||
"assets",
|
||||
"auth",
|
||||
"balance",
|
||||
"credit_details",
|
||||
"identity",
|
||||
"identity_match",
|
||||
"income",
|
||||
"income_verification",
|
||||
"recurring_transactions",
|
||||
"signal",
|
||||
"statements"
|
||||
],
|
||||
"billed_products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"consent_expiration_time": null,
|
||||
"error": null,
|
||||
"institution_id": "ins_109508",
|
||||
"institution_name": "First Platypus Bank",
|
||||
"item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP",
|
||||
"products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"update_type": "background",
|
||||
"webhook": ""
|
||||
},
|
||||
"request_id": "uRzq5c4Y37RCNNj",
|
||||
"securities": [
|
||||
{
|
||||
"close_price": 1,
|
||||
"close_price_as_of": "2025-04-28",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": "Investment Trusts or Mutual Funds",
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": true,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": null,
|
||||
"name": "Vanguard Money Market Reserves - Federal Money Market Fd USD MNT",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": "Miscellaneous",
|
||||
"security_id": "7Dv19k16PZtEaexk6EZyFxP95o9ynrF4REalG",
|
||||
"sedol": "2571678",
|
||||
"ticker_symbol": "VMFXX",
|
||||
"type": "mutual fund",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
},
|
||||
{
|
||||
"close_price": 1,
|
||||
"close_price_as_of": "2025-05-18",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": null,
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": true,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": null,
|
||||
"name": "U S Dollar",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": null,
|
||||
"security_id": "EDRxkXxj7mtj8EzBBxllUqpy7KyNDBugoZrMX",
|
||||
"sedol": null,
|
||||
"ticker_symbol": "CUR:USD",
|
||||
"type": "cash",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
},
|
||||
{
|
||||
"close_price": 211.26,
|
||||
"close_price_as_of": "2025-05-16",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": "Telecommunications Equipment",
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": false,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": "XNAS",
|
||||
"name": "Apple Inc",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": "Electronic Technology",
|
||||
"security_id": "xnL3QM3Ax4fP9lVmNLblTDaMkVMqN3fmxrXRd",
|
||||
"sedol": "2046251",
|
||||
"ticker_symbol": "AAPL",
|
||||
"type": "equity",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
}
|
||||
]
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:05 GMT
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/investments/transactions/get
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648","start_date":"2023-05-20","end_date":"2025-05-19","options":{"offset":0}}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:05 GMT
|
||||
Content-Type:
|
||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '6964'
|
||||
Connection:
|
||||
- keep-alive
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Vary:
|
||||
- Accept-Encoding
|
||||
X-Envoy-Upstream-Service-Time:
|
||||
- '334'
|
||||
X-Envoy-Decorator-Operation:
|
||||
- default.svc-apiv2:8080/*
|
||||
Strict-Transport-Security:
|
||||
- max-age=31536000; includeSubDomains; preload
|
||||
X-Content-Type-Options:
|
||||
- nosniff
|
||||
X-Frame-Options:
|
||||
- DENY
|
||||
X-Xss-Protection:
|
||||
- 1; mode=block
|
||||
body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
|
||||
{
|
||||
"accounts": [
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"balances": {
|
||||
"available": 8000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1122",
|
||||
"name": "Test Brokerage Account",
|
||||
"official_name": "Plaid brokerage",
|
||||
"subtype": "brokerage",
|
||||
"type": "investment"
|
||||
},
|
||||
{
|
||||
"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
|
||||
"balances": {
|
||||
"available": 9372.38,
|
||||
"current": 1000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": 10500,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1219",
|
||||
"name": "Test Credit Card Account",
|
||||
"official_name": "Plaid credit card",
|
||||
"subtype": "credit card",
|
||||
"type": "credit"
|
||||
},
|
||||
{
|
||||
"account_id": "9mvxVZRW7LUD67QbEBm1CPZ6XlqkmkF4oGNBo",
|
||||
"balances": {
|
||||
"available": 10000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "4243",
|
||||
"name": "Test Depository Account",
|
||||
"official_name": "Plaid checking",
|
||||
"subtype": "checking",
|
||||
"type": "depository"
|
||||
},
|
||||
{
|
||||
"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
|
||||
"balances": {
|
||||
"available": 15000,
|
||||
"current": 15000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "9572",
|
||||
"name": "Test Student Loan Account",
|
||||
"official_name": "Plaid student",
|
||||
"subtype": "student",
|
||||
"type": "loan"
|
||||
}
|
||||
],
|
||||
"investment_transactions": [
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"amount": -5000,
|
||||
"cancel_transaction_id": null,
|
||||
"date": "2025-05-03",
|
||||
"fees": 0,
|
||||
"investment_transaction_id": "eBqoazM4XkiXx5gZbmD7UKRZ3jE3ABUreq4R1",
|
||||
"iso_currency_code": "USD",
|
||||
"name": "retirement contribution",
|
||||
"price": 1,
|
||||
"quantity": -5000,
|
||||
"security_id": "EDRxkXxj7mtj8EzBBxllUqpy7KyNDBugoZrMX",
|
||||
"subtype": "contribution",
|
||||
"type": "cash",
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"amount": 5000,
|
||||
"cancel_transaction_id": null,
|
||||
"date": "2025-05-03",
|
||||
"fees": 0,
|
||||
"investment_transaction_id": "QLeKVkpQM4ck1qMRGp6PUPp7obKowGtwRN547",
|
||||
"iso_currency_code": "USD",
|
||||
"name": "buy money market shares with contribution cash",
|
||||
"price": 1,
|
||||
"quantity": 5000,
|
||||
"security_id": "7Dv19k16PZtEaexk6EZyFxP95o9ynrF4REalG",
|
||||
"subtype": "contribution",
|
||||
"type": "buy",
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"amount": 2000,
|
||||
"cancel_transaction_id": null,
|
||||
"date": "2025-05-02",
|
||||
"fees": 0,
|
||||
"investment_transaction_id": "ZnxNgJEwM1ig5476JqZxUKeJLXNLnMUe9o6Al",
|
||||
"iso_currency_code": "USD",
|
||||
"name": "buy AAPL stock",
|
||||
"price": 100,
|
||||
"quantity": 20,
|
||||
"security_id": "xnL3QM3Ax4fP9lVmNLblTDaMkVMqN3fmxrXRd",
|
||||
"subtype": "buy",
|
||||
"type": "buy",
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"amount": -5000,
|
||||
"cancel_transaction_id": null,
|
||||
"date": "2025-05-01",
|
||||
"fees": 0,
|
||||
"investment_transaction_id": "MQ1Awmg943IKyWlQjRXgUqXrxD6xo3CLGjJw1",
|
||||
"iso_currency_code": "USD",
|
||||
"name": "Deposit cash into brokerage account",
|
||||
"price": 1,
|
||||
"quantity": -5000,
|
||||
"security_id": "EDRxkXxj7mtj8EzBBxllUqpy7KyNDBugoZrMX",
|
||||
"subtype": "deposit",
|
||||
"type": "cash",
|
||||
"unofficial_currency_code": null
|
||||
}
|
||||
],
|
||||
"item": {
|
||||
"available_products": [
|
||||
"assets",
|
||||
"auth",
|
||||
"balance",
|
||||
"credit_details",
|
||||
"identity",
|
||||
"identity_match",
|
||||
"income",
|
||||
"income_verification",
|
||||
"recurring_transactions",
|
||||
"signal",
|
||||
"statements"
|
||||
],
|
||||
"billed_products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"consent_expiration_time": null,
|
||||
"error": null,
|
||||
"institution_id": "ins_109508",
|
||||
"institution_name": "First Platypus Bank",
|
||||
"item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP",
|
||||
"products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"update_type": "background",
|
||||
"webhook": ""
|
||||
},
|
||||
"request_id": "dTc49uKiBZWzxHS",
|
||||
"securities": [
|
||||
{
|
||||
"close_price": 1,
|
||||
"close_price_as_of": "2025-04-28",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": "Investment Trusts or Mutual Funds",
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": true,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": null,
|
||||
"name": "Vanguard Money Market Reserves - Federal Money Market Fd USD MNT",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": "Miscellaneous",
|
||||
"security_id": "7Dv19k16PZtEaexk6EZyFxP95o9ynrF4REalG",
|
||||
"sedol": "2571678",
|
||||
"ticker_symbol": "VMFXX",
|
||||
"type": "mutual fund",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
},
|
||||
{
|
||||
"close_price": 1,
|
||||
"close_price_as_of": "2025-05-18",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": null,
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": true,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": null,
|
||||
"name": "U S Dollar",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": null,
|
||||
"security_id": "EDRxkXxj7mtj8EzBBxllUqpy7KyNDBugoZrMX",
|
||||
"sedol": null,
|
||||
"ticker_symbol": "CUR:USD",
|
||||
"type": "cash",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
},
|
||||
{
|
||||
"close_price": 211.26,
|
||||
"close_price_as_of": "2025-05-16",
|
||||
"cusip": null,
|
||||
"fixed_income": null,
|
||||
"industry": "Telecommunications Equipment",
|
||||
"institution_id": null,
|
||||
"institution_security_id": null,
|
||||
"is_cash_equivalent": false,
|
||||
"isin": null,
|
||||
"iso_currency_code": "USD",
|
||||
"market_identifier_code": "XNAS",
|
||||
"name": "Apple Inc",
|
||||
"option_contract": null,
|
||||
"proxy_security_id": null,
|
||||
"sector": "Electronic Technology",
|
||||
"security_id": "xnL3QM3Ax4fP9lVmNLblTDaMkVMqN3fmxrXRd",
|
||||
"sedol": "2046251",
|
||||
"ticker_symbol": "AAPL",
|
||||
"type": "equity",
|
||||
"unofficial_currency_code": null,
|
||||
"update_datetime": null
|
||||
}
|
||||
],
|
||||
"total_investment_transactions": 4
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:05 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
236
test/vcr_cassettes/plaid/get_item_liabilities.yml
Normal file
236
test/vcr_cassettes/plaid/get_item_liabilities.yml
Normal file
|
|
@ -0,0 +1,236 @@
|
|||
---
|
||||
http_interactions:
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/liabilities/get
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648"}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:04 GMT
|
||||
Content-Type:
|
||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '4907'
|
||||
Connection:
|
||||
- keep-alive
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Vary:
|
||||
- Accept-Encoding
|
||||
X-Envoy-Upstream-Service-Time:
|
||||
- '253'
|
||||
X-Envoy-Decorator-Operation:
|
||||
- default.svc-apiv2:8080/*
|
||||
Strict-Transport-Security:
|
||||
- max-age=31536000; includeSubDomains; preload
|
||||
X-Content-Type-Options:
|
||||
- nosniff
|
||||
X-Frame-Options:
|
||||
- DENY
|
||||
X-Xss-Protection:
|
||||
- 1; mode=block
|
||||
body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
|
||||
{
|
||||
"accounts": [
|
||||
{
|
||||
"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
|
||||
"balances": {
|
||||
"available": 8000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1122",
|
||||
"name": "Test Brokerage Account",
|
||||
"official_name": "Plaid brokerage",
|
||||
"subtype": "brokerage",
|
||||
"type": "investment"
|
||||
},
|
||||
{
|
||||
"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
|
||||
"balances": {
|
||||
"available": 9372.38,
|
||||
"current": 1000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": 10500,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "1219",
|
||||
"name": "Test Credit Card Account",
|
||||
"official_name": "Plaid credit card",
|
||||
"subtype": "credit card",
|
||||
"type": "credit"
|
||||
},
|
||||
{
|
||||
"account_id": "9mvxVZRW7LUD67QbEBm1CPZ6XlqkmkF4oGNBo",
|
||||
"balances": {
|
||||
"available": 10000,
|
||||
"current": 10000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "4243",
|
||||
"name": "Test Depository Account",
|
||||
"official_name": "Plaid checking",
|
||||
"subtype": "checking",
|
||||
"type": "depository"
|
||||
},
|
||||
{
|
||||
"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
|
||||
"balances": {
|
||||
"available": 15000,
|
||||
"current": 15000,
|
||||
"iso_currency_code": "USD",
|
||||
"limit": null,
|
||||
"unofficial_currency_code": null
|
||||
},
|
||||
"holder_category": "personal",
|
||||
"mask": "9572",
|
||||
"name": "Test Student Loan Account",
|
||||
"official_name": "Plaid student",
|
||||
"subtype": "student",
|
||||
"type": "loan"
|
||||
}
|
||||
],
|
||||
"item": {
|
||||
"available_products": [
|
||||
"assets",
|
||||
"auth",
|
||||
"balance",
|
||||
"credit_details",
|
||||
"identity",
|
||||
"identity_match",
|
||||
"income",
|
||||
"income_verification",
|
||||
"recurring_transactions",
|
||||
"signal",
|
||||
"statements"
|
||||
],
|
||||
"billed_products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"consent_expiration_time": null,
|
||||
"error": null,
|
||||
"institution_id": "ins_109508",
|
||||
"institution_name": "First Platypus Bank",
|
||||
"item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP",
|
||||
"products": [
|
||||
"investments",
|
||||
"liabilities",
|
||||
"transactions"
|
||||
],
|
||||
"update_type": "background",
|
||||
"webhook": ""
|
||||
},
|
||||
"liabilities": {
|
||||
"credit": [
|
||||
{
|
||||
"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
|
||||
"aprs": [
|
||||
{
|
||||
"apr_percentage": 12.5,
|
||||
"apr_type": "purchase_apr",
|
||||
"balance_subject_to_apr": null,
|
||||
"interest_charge_amount": null
|
||||
},
|
||||
{
|
||||
"apr_percentage": 27.95,
|
||||
"apr_type": "cash_apr",
|
||||
"balance_subject_to_apr": null,
|
||||
"interest_charge_amount": null
|
||||
}
|
||||
],
|
||||
"is_overdue": false,
|
||||
"last_payment_amount": null,
|
||||
"last_payment_date": "2025-04-24",
|
||||
"last_statement_balance": 1000,
|
||||
"last_statement_issue_date": "2025-05-19",
|
||||
"minimum_payment_amount": 50,
|
||||
"next_payment_due_date": "2025-06-19"
|
||||
}
|
||||
],
|
||||
"mortgage": null,
|
||||
"student": [
|
||||
{
|
||||
"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
|
||||
"account_number": "3117529572",
|
||||
"disbursement_dates": [
|
||||
"2023-05-01"
|
||||
],
|
||||
"expected_payoff_date": "2036-05-01",
|
||||
"guarantor": "DEPT OF ED",
|
||||
"interest_rate_percentage": 5.25,
|
||||
"is_overdue": false,
|
||||
"last_payment_amount": null,
|
||||
"last_payment_date": null,
|
||||
"last_statement_balance": 16577.16,
|
||||
"last_statement_issue_date": "2025-05-01",
|
||||
"loan_name": "Consolidation",
|
||||
"loan_status": {
|
||||
"end_date": null,
|
||||
"type": "in school"
|
||||
},
|
||||
"minimum_payment_amount": 25,
|
||||
"next_payment_due_date": "2025-06-01",
|
||||
"origination_date": "2023-05-01",
|
||||
"origination_principal_amount": 15000,
|
||||
"outstanding_interest_amount": 1577.16,
|
||||
"payment_reference_number": "3117529572",
|
||||
"pslf_status": {
|
||||
"estimated_eligibility_date": null,
|
||||
"payments_made": null,
|
||||
"payments_remaining": null
|
||||
},
|
||||
"repayment_plan": {
|
||||
"description": "Standard Repayment",
|
||||
"type": "standard"
|
||||
},
|
||||
"sequence_number": "1",
|
||||
"servicer_address": {
|
||||
"city": "San Matias",
|
||||
"country": "US",
|
||||
"postal_code": "99415",
|
||||
"region": "CA",
|
||||
"street": "123 Relaxation Road"
|
||||
},
|
||||
"ytd_interest_paid": 0,
|
||||
"ytd_principal_paid": 0
|
||||
}
|
||||
]
|
||||
},
|
||||
"request_id": "nFlL291sKIy1LkJ"
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:04 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
64
test/vcr_cassettes/plaid/link_token.yml
Normal file
64
test/vcr_cassettes/plaid/link_token.yml
Normal file
|
|
@ -0,0 +1,64 @@
|
|||
---
|
||||
http_interactions:
|
||||
- request:
|
||||
method: post
|
||||
uri: https://sandbox.plaid.com/link/token/create
|
||||
body:
|
||||
encoding: UTF-8
|
||||
string: '{"client_name":"Maybe Finance","language":"en","country_codes":["US","CA"],"user":{"client_user_id":"test-user-id"},"products":["transactions"],"additional_consented_products":["investments","liabilities"],"webhook":"https://example.com/webhooks","redirect_uri":"http://localhost:3000/accounts","transactions":{"days_requested":730}}'
|
||||
headers:
|
||||
Content-Type:
|
||||
- application/json
|
||||
User-Agent:
|
||||
- Plaid Ruby v38.0.0
|
||||
Accept:
|
||||
- application/json
|
||||
Plaid-Client-Id:
|
||||
- "<PLAID_CLIENT_ID>"
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Plaid-Secret:
|
||||
- "<PLAID_SECRET>"
|
||||
Accept-Encoding:
|
||||
- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
|
||||
response:
|
||||
status:
|
||||
code: 200
|
||||
message: OK
|
||||
headers:
|
||||
Server:
|
||||
- nginx
|
||||
Date:
|
||||
- Mon, 19 May 2025 17:24:04 GMT
|
||||
Content-Type:
|
||||
- application/json; charset=utf-8
|
||||
Content-Length:
|
||||
- '146'
|
||||
Connection:
|
||||
- keep-alive
|
||||
Plaid-Version:
|
||||
- '2020-09-14'
|
||||
Vary:
|
||||
- Accept-Encoding
|
||||
X-Envoy-Upstream-Service-Time:
|
||||
- '70'
|
||||
X-Envoy-Decorator-Operation:
|
||||
- default.svc-apiv2:8080/*
|
||||
Strict-Transport-Security:
|
||||
- max-age=31536000; includeSubDomains; preload
|
||||
X-Content-Type-Options:
|
||||
- nosniff
|
||||
X-Frame-Options:
|
||||
- DENY
|
||||
X-Xss-Protection:
|
||||
- 1; mode=block
|
||||
body:
|
||||
encoding: ASCII-8BIT
|
||||
string: |-
|
||||
{
|
||||
"expiration": "2025-05-19T21:24:04Z",
|
||||
"link_token": "link-sandbox-33432e02-32e2-415d-8f00-e626c6f4c6a6",
|
||||
"request_id": "Gys5pGY7tIPDrlL"
|
||||
}
|
||||
recorded_at: Mon, 19 May 2025 17:24:04 GMT
|
||||
recorded_with: VCR 6.3.1
|
||||
Loading…
Add table
Add a link
Reference in a new issue