diff --git a/app/controllers/application_controller.rb b/app/controllers/application_controller.rb
index 3643c9c7..7c9e98ca 100644
--- a/app/controllers/application_controller.rb
+++ b/app/controllers/application_controller.rb
@@ -12,6 +12,7 @@ class ApplicationController < ActionController::Base
       return false unless Current.session
       return false if Current.family.subscribed?
       return false if subscription_pending? || request.path == settings_billing_path
+      return false if Current.family.active_accounts_count <= 3
 
       true
     end
diff --git a/app/models/family.rb b/app/models/family.rb
index 329f8e3f..9a277f43 100644
--- a/app/models/family.rb
+++ b/app/models/family.rb
@@ -209,6 +209,10 @@ class Family < ApplicationRecord
     entries.order(:date).first&.date || Date.current
   end
 
+  def active_accounts_count
+    accounts.active.count
+  end
+
   private
     CategoriesWithTotals = Struct.new(:total_money, :category_totals, keyword_init: true)
     CategoryWithStats = Struct.new(:category, :amount_money, :percentage, keyword_init: true)