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Code Issues Releases Activity Actions

Update reverse calculator flows assumptions

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This commit is contained in:
Zach Gollwitzer 2025-07-20 09:33:00 -04:00
parent 8616b2c0de
commit 19e9ccb503
1 changed files with 105 additions and 35 deletions
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140
test/models/balance/reverse_calculator_test.rb
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@ -20,7 +20,9 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 0, start_cash: 0, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 0, start_cash: 0, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: { cash_adjustments: 20000, non_cash_adjustments: 0 }
}
]
)
@ -55,27 +57,37 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: 0
}, # Current anchor
{
date: 1.day.ago,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: 0
},
{
date: 2.days.ago,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: 0
},
{
date: 3.days.ago,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: { cash_adjustments: 5000, non_cash_adjustments: 0 }
},
{
date: 4.days.ago,
legacy_balances: { balance: 15000, cash_balance: 15000 },
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 15000, end_non_cash: 0, end: 15000 }
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 15000, end_non_cash: 0, end: 15000 },
flows: 0,
adjustments: 0
} # Opening anchor
]
)
@ -103,12 +115,16 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 10000 },
balances: { start: 20000, start_cash: 10000, start_non_cash: 10000, end_cash: 10000, end_non_cash: 10000, end: 20000 }
balances: { start: 20000, start_cash: 10000, start_non_cash: 10000, end_cash: 10000, end_non_cash: 10000, end: 20000 },
flows: { market_flows: 0 },
adjustments: 0
}, # Since $10,000 of holdings, cash has to be $10,000 to reach $20,000 total value
{
date: 1.day.ago,
legacy_balances: { balance: 15000, cash_balance: 5000 },
balances: { start: 15000, start_cash: 5000, start_non_cash: 10000, end_cash: 5000, end_non_cash: 10000, end: 15000 }
balances: { start: 15000, start_cash: 5000, start_non_cash: 10000, end_cash: 5000, end_non_cash: 10000, end: 15000 },
flows: { market_flows: 0 },
adjustments: 0
} # Since $10,000 of holdings, cash has to be $5,000 to reach $15,000 total value
]
)
@ -132,32 +148,44 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: 0
}, # Current balance
{
date: 1.day.ago,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: 0,
adjustments: 0
}, # No change
{
date: 2.days.ago,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20100, start_cash: 20100, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20100, start_cash: 20100, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: { cash_inflows: 0, cash_outflows: 100 },
adjustments: 0
}, # After expense (+100)
{
date: 3.days.ago,
legacy_balances: { balance: 20100, cash_balance: 20100 },
balances: { start: 20100, start_cash: 20100, start_non_cash: 0, end_cash: 20100, end_non_cash: 0, end: 20100 }
balances: { start: 20100, start_cash: 20100, start_non_cash: 0, end_cash: 20100, end_non_cash: 0, end: 20100 },
flows: 0,
adjustments: 0
}, # Before expense
{
date: 4.days.ago,
legacy_balances: { balance: 20100, cash_balance: 20100 },
balances: { start: 19600, start_cash: 19600, start_non_cash: 0, end_cash: 20100, end_non_cash: 0, end: 20100 }
balances: { start: 19600, start_cash: 19600, start_non_cash: 0, end_cash: 20100, end_non_cash: 0, end: 20100 },
flows: { cash_inflows: 500, cash_outflows: 0 },
adjustments: 0
}, # After income (-500)
{
date: 5.days.ago,
legacy_balances: { balance: 19600, cash_balance: 19600 },
balances: { start: 19600, start_cash: 19600, start_non_cash: 0, end_cash: 19600, end_non_cash: 0, end: 19600 }
balances: { start: 19600, start_cash: 19600, start_non_cash: 0, end_cash: 19600, end_non_cash: 0, end: 19600 },
flows: 0,
adjustments: { cash_adjustments: 19600, non_cash_adjustments: 0 }
} # After income (-500)
]
)
@ -182,32 +210,44 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 2000, cash_balance: 2000 },
balances: { start: 2000, start_cash: 2000, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 }
balances: { start: 2000, start_cash: 2000, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 },
flows: 0,
adjustments: 0
}, # Current balance
{
date: 1.day.ago,
legacy_balances: { balance: 2000, cash_balance: 2000 },
balances: { start: 2000, start_cash: 2000, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 }
balances: { start: 2000, start_cash: 2000, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 },
flows: 0,
adjustments: 0
}, # No change
{
date: 2.days.ago,
legacy_balances: { balance: 2000, cash_balance: 2000 },
balances: { start: 1900, start_cash: 1900, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 }
balances: { start: 1900, start_cash: 1900, start_non_cash: 0, end_cash: 2000, end_non_cash: 0, end: 2000 },
flows: { cash_inflows: 0, cash_outflows: 100 },
adjustments: 0
}, # After expense (+100)
{
date: 3.days.ago,
legacy_balances: { balance: 1900, cash_balance: 1900 },
balances: { start: 1900, start_cash: 1900, start_non_cash: 0, end_cash: 1900, end_non_cash: 0, end: 1900 }
balances: { start: 1900, start_cash: 1900, start_non_cash: 0, end_cash: 1900, end_non_cash: 0, end: 1900 },
flows: 0,
adjustments: 0
}, # Before expense
{
date: 4.days.ago,
legacy_balances: { balance: 1900, cash_balance: 1900 },
balances: { start: 2400, start_cash: 2400, start_non_cash: 0, end_cash: 1900, end_non_cash: 0, end: 1900 }
balances: { start: 2400, start_cash: 2400, start_non_cash: 0, end_cash: 1900, end_non_cash: 0, end: 1900 },
flows: { cash_inflows: 0, cash_outflows: 500 },
adjustments: 0
}, # After CC payment (-500)
{
date: 5.days.ago,
legacy_balances: { balance: 2400, cash_balance: 2400 },
balances: { start: 2400, start_cash: 2400, start_non_cash: 0, end_cash: 2400, end_non_cash: 0, end: 2400 }
balances: { start: 2400, start_cash: 2400, start_non_cash: 0, end_cash: 2400, end_non_cash: 0, end: 2400 },
flows: 0,
adjustments: { cash_adjustments: 2400, non_cash_adjustments: 0 }
}
]
)
@ -234,17 +274,23 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 198000, cash_balance: 0 },
balances: { start: 198000, start_cash: 0, start_non_cash: 198000, end_cash: 0, end_non_cash: 198000, end: 198000 }
balances: { start: 198000, start_cash: 0, start_non_cash: 198000, end_cash: 0, end_non_cash: 198000, end: 198000 },
flows: 0,
adjustments: 0
},
{
date: 1.day.ago,
legacy_balances: { balance: 198000, cash_balance: 0 },
balances: { start: 200000, start_cash: 0, start_non_cash: 200000, end_cash: 0, end_non_cash: 198000, end: 198000 }
balances: { start: 200000, start_cash: 0, start_non_cash: 200000, end_cash: 0, end_non_cash: 198000, end: 198000 },
flows: { non_cash_inflows: 2000, non_cash_outflows: 0, cash_inflows: 0, cash_outflows: 0 },
adjustments: 0
},
{
date: 2.days.ago,
legacy_balances: { balance: 200000, cash_balance: 0 },
balances: { start: 200000, start_cash: 0, start_non_cash: 200000, end_cash: 0, end_non_cash: 200000, end: 200000 }
balances: { start: 200000, start_cash: 0, start_non_cash: 200000, end_cash: 0, end_non_cash: 200000, end: 200000 },
flows: 0,
adjustments: { cash_adjustments: 0, non_cash_adjustments: 200000 }
}
]
)
@ -270,17 +316,23 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 1000, cash_balance: 0 },
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 }
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 },
flows: 0,
adjustments: 0
},
{
date: 1.day.ago,
legacy_balances: { balance: 1000, cash_balance: 0 },
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 }
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 },
flows: 0,
adjustments: 0
},
{
date: 2.days.ago,
legacy_balances: { balance: 1000, cash_balance: 0 },
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 }
balances: { start: 1000, start_cash: 0, start_non_cash: 1000, end_cash: 0, end_non_cash: 1000, end: 1000 },
flows: 0,
adjustments: { cash_adjustments: 0, non_cash_adjustments: 1000 }
}
]
)
@ -314,17 +366,23 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 19000 },
balances: { start: 20000, start_cash: 19000, start_non_cash: 1000, end_cash: 19000, end_non_cash: 1000, end: 20000 }
balances: { start: 20000, start_cash: 19000, start_non_cash: 1000, end_cash: 19000, end_non_cash: 1000, end: 20000 },
flows: { market_flows: 0 },
adjustments: 0
}, # Current: $19k cash + $1k holdings (anchor)
{
date: 1.day.ago.to_date,
legacy_balances: { balance: 20000, cash_balance: 19000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 19000, end_non_cash: 1000, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 19000, end_non_cash: 1000, end: 20000 },
flows: { cash_inflows: 0, cash_outflows: 1000, non_cash_inflows: 1000, non_cash_outflows: 0, net_market_flows: 0 },
adjustments: 0
}, # After trade: $19k cash + $1k holdings
{
date: 2.days.ago.to_date,
legacy_balances: { balance: 20000, cash_balance: 20000 },
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 }
balances: { start: 20000, start_cash: 20000, start_non_cash: 0, end_cash: 20000, end_non_cash: 0, end: 20000 },
flows: { market_flows: 0 },
adjustments: { cash_adjustments: 20000, non_cash_adjustments: 0 }
} # At first, account is 100% cash, no holdings (no trades)
]
)
@ -360,17 +418,23 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 19000 },
balances: { start: 20000, start_cash: 19000, start_non_cash: 1000, end_cash: 19000, end_non_cash: 1000, end: 20000 }
balances: { start: 20000, start_cash: 19000, start_non_cash: 1000, end_cash: 19000, end_non_cash: 1000, end: 20000 },
flows: { market_flows: 0 },
adjustments: 0
}, # Current: $19k cash + $1k holdings ($500 MSFT, $500 AAPL)
{
date: 1.day.ago.to_date,
legacy_balances: { balance: 20000, cash_balance: 19000 },
balances: { start: 20000, start_cash: 19500, start_non_cash: 500, end_cash: 19000, end_non_cash: 1000, end: 20000 }
balances: { start: 20000, start_cash: 19500, start_non_cash: 500, end_cash: 19000, end_non_cash: 1000, end: 20000 },
flows: { cash_inflows: 0, cash_outflows: 500, non_cash_inflows: 500, non_cash_outflows: 0, net_market_flows: 0 },
adjustments: 0
}, # After AAPL trade: $19k cash + $1k holdings
{
date: 2.days.ago.to_date,
legacy_balances: { balance: 20000, cash_balance: 19500 },
balances: { start: 20000, start_cash: 19500, start_non_cash: 500, end_cash: 19500, end_non_cash: 500, end: 20000 }
balances: { start: 20000, start_cash: 19500, start_non_cash: 500, end_cash: 19500, end_non_cash: 500, end: 20000 },
flows: { market_flows: 0 },
adjustments: { cash_adjustments: 19500, non_cash_adjustments: 500 }
} # Before AAPL trade: $19.5k cash + $500 MSFT
]
)
@ -401,17 +465,23 @@ class Balance::ReverseCalculatorTest < ActiveSupport::TestCase
{
date: Date.current,
legacy_balances: { balance: 20000, cash_balance: 18000 },
balances: { start: 20000, start_cash: 18000, start_non_cash: 2000, end_cash: 18000, end_non_cash: 2000, end: 20000 }
balances: { start: 20000, start_cash: 18000, start_non_cash: 2000, end_cash: 18000, end_non_cash: 2000, end: 20000 },
flows: { market_flows: 0 },
adjustments: 0
},
{
date: 1.day.ago,
legacy_balances: { balance: 20000, cash_balance: 18000 },
balances: { start: 20000, start_cash: 18000, start_non_cash: 2000, end_cash: 18000, end_non_cash: 2000, end: 20000 }
balances: { start: 20000, start_cash: 18000, start_non_cash: 2000, end_cash: 18000, end_non_cash: 2000, end: 20000 },
flows: { market_flows: 0 },
adjustments: { cash_adjustments: 3000, non_cash_adjustments: 2000 }
},
{
date: 2.days.ago,
legacy_balances: { balance: 15000, cash_balance: 15000 },
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 15000, end_non_cash: 0, end: 15000 }
balances: { start: 15000, start_cash: 15000, start_non_cash: 0, end_cash: 15000, end_non_cash: 0, end: 15000 },
flows: { market_flows: 0 },
adjustments: 0
} # Opening anchor sets absolute balance
]
)