Update issue templates

.github/ISSUE_TEMPLATE/bug_report.md

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+---
+name: Bug report
+about: Create a report to help us improve
+title: ''
+labels: ":bug: Bug"
+assignees: ''
+
+---
+
+**Describe the bug**
+A clear and concise description of what the bug is.
+
+**To Reproduce**
+Steps to reproduce the behavior:
+1. Go to '...'
+2. Click on '....'
+3. Scroll down to '....'
+4. See error
+
+**Expected behavior**
+A clear and concise description of what you expected to happen.
+
+**Screenshots**
+If applicable, add screenshots to help explain your problem.
+
+**Desktop (please complete the following information):**
+ - OS: [e.g. iOS]
+ - Browser [e.g. chrome, safari]
+ - Version [e.g. 22]
+
+**Smartphone (please complete the following information):**
+ - Device: [e.g. iPhone6]
+ - OS: [e.g. iOS8.1]
+ - Browser [e.g. stock browser, safari]
+ - Version [e.g. 22]
+
+**Additional context**
+Add any other context about the problem here.

.github/ISSUE_TEMPLATE/feature-spec.md

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+---
+name: Feature Spec
+about: A fully scoped feature that is ready to be worked on.
+title: 'Feature: '
+labels: ":rocket: Feature"
+assignees: ''
+
+---
+
+## Feature Overview
+
+## Requirements
+
+_If there is a missing / incorrect requirement, please leave a comment before starting work on this._
+
+- [ ] Requirement 1
+
+## Implementation Suggestions
+
+_Below are some ideas for implementation to get you started.  Use your best judgment here—if there's a better way to do things, go for it!_
+
+## Designs
+
+Below are the designs you should follow while implementing this:
+
+## Reminders
+
+- Make sure to review our [contributing guidelines](https://github.com/maybe-finance/maybe/blob/main/CONTRIBUTING.md) before starting on an issue
+- We do our best to define a clear spec for new features and fixes, but think of them as "suggestions", not "hard requirements".  We welcome ideas and suggestions!
+  - If you see missing requirements to this issue, please leave a comment below explaining what is missing and why it is important.
+  - If you see a requirement that you think is _incorrect_ or _not optimal_, please leave a comment explaining what you think needs to change below.