New onboarding, trials, Stripe integration (#2185)

* New onboarding, trials, Stripe integration

* Fix tests

* Lint fixes

* Fix subscription endpoints

Gemfile.lock

@@ -499,7 +499,7 @@ GEM
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
     stringio (3.1.7)
-    stripe (15.0.0)
+    stripe (15.1.0)
     tailwindcss-rails (4.2.2)
       railties (>= 7.0.0)
       tailwindcss-ruby (~> 4.0)

Procfile.dev

@@ -1,3 +1,3 @@
 web: bundle exec ${DEBUG:+rdbg -O -n -c --} bin/rails server -b 0.0.0.0
-css: bundle exec bin/rails tailwindcss:watch
+css: bundle exec bin/rails tailwindcss:watch 2>/dev/null
 worker: bundle exec sidekiq

app/assets/tailwind/maybe-design-system.css

@@ -248,7 +248,7 @@
     --color-success: var(--color-green-500);
     --color-warning: var(--color-yellow-400);
     --color-destructive: var(--color-red-400);
-    --color-shadow: --alpha(#000000 / 8%);
+    --color-shadow: --alpha(var(--color-white) / 8%);
 
     --shadow-xs: 0px 1px 2px 0px --alpha(var(--color-white) / 8%);
     --shadow-sm: 0px 1px 6px 0px --alpha(var(--color-white) / 8%);

app/components/button_component.html.erb

@@ -1,5 +1,5 @@
 <%= container do %>
-  <% if icon && (icon_position != "right") %>
+  <% if icon && (icon_position != :right) %>
     <%= lucide_icon(icon, class: icon_classes) %>
   <% end %>
 
@@ -7,7 +7,7 @@
     <%= text %>
   <% end %>
 
-  <% if icon && icon_position == "right" %>
+  <% if icon && icon_position == :right %>
     <%= lucide_icon(icon, class: icon_classes) %>
   <% end %>
 <% end %>

app/components/filled_icon_component.rb

@@ -1,7 +1,7 @@
 class FilledIconComponent < ViewComponent::Base
   attr_reader :icon, :text, :hex_color, :size, :rounded, :variant
 
-  VARIANTS = %i[default text surface container].freeze
+  VARIANTS = %i[default text surface container inverse].freeze
 
   SIZES = {
     sm: {
@@ -72,6 +72,8 @@ class FilledIconComponent < ViewComponent::Base
         "bg-surface-inset"
       when :container
         "bg-container-inset"
+      when :inverse
+        "bg-container"
       end
     end
 

app/controllers/application_controller.rb

@@ -2,27 +2,10 @@ class ApplicationController < ActionController::Base
   include Onboardable, Localize, AutoSync, Authentication, Invitable, SelfHostable, StoreLocation, Impersonatable, Breadcrumbable, FeatureGuardable, Notifiable
   include Pagy::Backend
 
-  helper_method :require_upgrade?, :subscription_pending?
-
   before_action :detect_os
   before_action :set_default_chat
 
   private
-    def require_upgrade?
-      return false if self_hosted?
-      return false unless Current.session
-      return false if Current.family.subscribed?
-      return false if subscription_pending? || request.path == settings_billing_path
-      return false if Current.family.active_accounts_count <= 3
-
-      true
-    end
-
-    def subscription_pending?
-      subscribed_at = Current.session.subscribed_at
-      subscribed_at.present? && subscribed_at <= Time.current && subscribed_at > 1.hour.ago
-    end
-
     def detect_os
       user_agent = request.user_agent
       @os = case user_agent

app/controllers/concerns/onboardable.rb

@@ -2,16 +2,40 @@ module Onboardable
   extend ActiveSupport::Concern
 
   included do
-    before_action :redirect_to_onboarding, if: :needs_onboarding?
+    before_action :require_onboarding_and_upgrade
+    helper_method :subscription_pending?
   end
 
   private
-    def redirect_to_onboarding
+    # A subscription goes into "pending" mode immediately after checkout, but before webhooks are processed.
-      redirect_to onboarding_path
+    def subscription_pending?
+      subscribed_at = Current.session.subscribed_at
+      subscribed_at.present? && subscribed_at <= Time.current && subscribed_at > 1.hour.ago
     end
 
-    def needs_onboarding?
+    # First, we require onboarding, then once that's complete, we require an upgrade for non-subscribed users.
-      Current.user && Current.user.onboarded_at.blank? &&
+    def require_onboarding_and_upgrade
-        !%w[/users /onboarding /sessions].any? { |path| request.path.start_with?(path) }
+      return unless Current.user
+      return unless redirectable_path?(request.path)
+
+      if Current.user.onboarded_at.blank?
+        redirect_to onboarding_path
+      elsif !Current.family.subscribed? && !Current.family.trialing?
+        redirect_to upgrade_subscription_path
+      end
+    end
+
+    def redirectable_path?(path)
+      return false if path.starts_with?("/settings")
+      return false if path.starts_with?("/subscription")
+      return false if path.starts_with?("/onboarding")
+      return false if path.starts_with?("/users")
+
+      [
+        new_registration_path,
+        new_session_path,
+        new_password_reset_path,
+        new_email_confirmation_path
+      ].exclude?(path)
     end
 end

app/controllers/onboardings_controller.rb

@@ -1,14 +1,16 @@
 class OnboardingsController < ApplicationController
+  layout "wizard"
+
   before_action :set_user
   before_action :load_invitation
 
   def show
   end
 
-  def profile
+  def preferences
   end
 
-  def preferences
+  def trial
   end
 
   private

app/controllers/subscriptions_controller.rb

@@ -1,41 +1,63 @@
 class SubscriptionsController < ApplicationController
-  before_action :redirect_to_root_if_self_hosted
+  # Disables subscriptions for self hosted instances
+  guard_feature if: -> { self_hosted? }
+
+  # Upgrade page for unsubscribed users
+  def upgrade
+    render layout: "onboardings"
+  end
+
+  def start_trial
+    if Current.family.trial_started_at.present?
+      redirect_to root_path, alert: "You've already started or completed your trial"
+    else
+      Family.transaction do
+        Current.family.update(trial_started_at: Time.current)
+        Current.user.update(onboarded_at: Time.current)
+      end
+
+      redirect_to root_path, notice: "Your trial has started"
+    end
+  end
 
   def new
-    if Current.family.stripe_customer_id.blank?
+    price_map = {
-      customer = stripe_client.v1.customers.create(
+      monthly: ENV["STRIPE_MONTHLY_PRICE_ID"],
+      annual: ENV["STRIPE_ANNUAL_PRICE_ID"]
+    }
+
+    price_id = price_map[(params[:plan] || :monthly).to_sym]
+
+    unless Current.family.existing_customer?
+      customer = stripe.create_customer(
         email: Current.family.primary_user.email,
         metadata: { family_id: Current.family.id }
       )
+
       Current.family.update(stripe_customer_id: customer.id)
     end
 
-    session = stripe_client.v1.checkout.sessions.create({
+    checkout_session_url = stripe.get_checkout_session_url(
-      customer: Current.family.stripe_customer_id,
+      price_id: price_id,
-      line_items: [ {
+      customer_id: Current.family.stripe_customer_id,
-        price: ENV["STRIPE_PLAN_ID"],
-        quantity: 1
-      } ],
-      mode: "subscription",
-      allow_promotion_codes: true,
       success_url: success_subscription_url + "?session_id={CHECKOUT_SESSION_ID}",
-      cancel_url: settings_billing_url
+      cancel_url: upgrade_subscription_url(plan: params[:plan])
-    })
+    )
 
-    redirect_to session.url, allow_other_host: true, status: :see_other
+    redirect_to checkout_session_url, allow_other_host: true, status: :see_other
   end
 
   def show
-    portal_session = stripe_client.v1.billing_portal.sessions.create(
+    portal_session_url = stripe.get_billing_portal_session_url(
-      customer: Current.family.stripe_customer_id,
+      customer_id: Current.family.stripe_customer_id,
       return_url: settings_billing_url
     )
 
-    redirect_to portal_session.url, allow_other_host: true, status: :see_other
+    redirect_to portal_session_url, allow_other_host: true, status: :see_other
   end
 
   def success
-    checkout_session = stripe_client.v1.checkout.sessions.retrieve(params[:session_id])
+    checkout_session = stripe.retrieve_checkout_session(params[:session_id])
     Current.session.update(subscribed_at: Time.at(checkout_session.created))
     redirect_to root_path, notice: "You have successfully subscribed to Maybe+."
   rescue Stripe::InvalidRequestError
@@ -43,11 +65,7 @@ class SubscriptionsController < ApplicationController
   end
 
   private
-    def stripe_client
+    def stripe
-      @stripe_client ||= Stripe::StripeClient.new(ENV["STRIPE_SECRET_KEY"])
+      @stripe ||= Provider::Registry.get_provider(:stripe)
-    end
-
-    def redirect_to_root_if_self_hosted
-      redirect_to root_path, alert: I18n.t("subscriptions.self_hosted_alert") if self_hosted?
     end
 end

app/controllers/users_controller.rb

@@ -63,6 +63,10 @@ class UsersController < ApplicationController
         redirect_to root_path
       when "preferences"
         redirect_to settings_preferences_path, notice: notice
+      when "goals"
+        redirect_to goals_onboarding_path
+      when "trial"
+        redirect_to trial_onboarding_path
       else
         redirect_to settings_profile_path, notice: notice
       end
@@ -83,8 +87,10 @@ class UsersController < ApplicationController
 
     def user_params
       params.require(:user).permit(
-        :first_name, :last_name, :email, :profile_image, :redirect_to, :delete_profile_image, :onboarded_at, :show_sidebar, :default_period, :show_ai_sidebar, :ai_enabled, :theme,
+        :first_name, :last_name, :email, :profile_image, :redirect_to, :delete_profile_image, :onboarded_at,
-        family_attributes: [ :name, :currency, :country, :locale, :date_format, :timezone, :id ]
+        :show_sidebar, :default_period, :show_ai_sidebar, :ai_enabled, :theme, :set_onboarding_preferences_at, :set_onboarding_goals_at,
+        family_attributes: [ :name, :currency, :country, :locale, :date_format, :timezone, :id ],
+        goals: []
       )
     end
 

app/controllers/webhooks_controller.rb

@@ -33,61 +33,21 @@ class WebhooksController < ApplicationController
   end
 
   def stripe
-    webhook_body = request.body.read
+    stripe_provider = Provider::Registry.get_provider(:stripe)
-    sig_header = request.env["HTTP_STRIPE_SIGNATURE"]
-    client = Stripe::StripeClient.new(ENV["STRIPE_SECRET_KEY"])
 
     begin
-      thin_event = client.parse_thin_event(webhook_body, sig_header, ENV["STRIPE_WEBHOOK_SECRET"])
+      webhook_body = request.body.read
+      sig_header = request.env["HTTP_STRIPE_SIGNATURE"]
 
-      event = client.v1.events.retrieve(thin_event.id)
+      stripe_provider.process_webhook_later(webhook_body, sig_header)
-
-      case event.type
-      when /^customer\.subscription\./
-        handle_subscription_event(event)
-      when "customer.created", "customer.updated", "customer.deleted"
-        handle_customer_event(event)
-      else
-        Rails.logger.info "Unhandled event type: #{event.type}"
-      end
 
+      head :ok
     rescue JSON::ParserError => error
       Sentry.capture_exception(error)
-      render json: { error: "Invalid payload" }, status: :bad_request
+      head :bad_request
-      return
     rescue Stripe::SignatureVerificationError => error
       Sentry.capture_exception(error)
-      render json: { error: "Invalid signature" }, status: :bad_request
+      head :bad_request
-      return
     end
-
-    render json: { received: true }, status: :ok
   end
-
-  private
-
-    def handle_subscription_event(event)
-      subscription = event.data.object
-      family = Family.find_by(stripe_customer_id: subscription.customer)
-
-      if family
-        family.update(
-          stripe_plan_id: subscription.plan.id,
-          stripe_subscription_status: subscription.status
-        )
-      else
-        Rails.logger.error "Family not found for Stripe customer ID: #{subscription.customer}"
-      end
-    end
-
-    def handle_customer_event(event)
-      customer = event.data.object
-      family = Family.find_by(stripe_customer_id: customer.id)
-
-      if family
-        family.update(stripe_customer_id: customer.id)
-      else
-        Rails.logger.error "Family not found for Stripe customer ID: #{customer.id}"
-      end
-    end
 end

app/helpers/application_helper.rb

@@ -9,7 +9,7 @@ module ApplicationHelper
   def icon(key, size: "md", color: "default", custom: false, as_button: false, **opts)
     extra_classes = opts.delete(:class)
     sizes = { xs: "w-3 h-3", sm: "w-4 h-4", md: "w-5 h-5", lg: "w-6 h-6", xl: "w-7 h-7", "2xl": "w-8 h-8" }
-    colors = { default: "fg-gray", success: "text-success", warning: "text-warning", destructive: "text-destructive", current: "text-current" }
+    colors = { default: "fg-gray", white: "fg-inverse", success: "text-success", warning: "text-warning", destructive: "text-destructive", current: "text-current" }
 
     icon_classes = class_names(
       "shrink-0",

app/javascript/controllers/onboarding_controller.js

@@ -14,6 +14,10 @@ export default class extends Controller {
     this.refreshWithParam("currency", event.target.value);
   }
 
+  setTheme(event) {
+    document.documentElement.setAttribute("data-theme", event.target.value);
+  }
+
   refreshWithParam(key, value) {
     const url = new URL(window.location);
     url.searchParams.set(key, value);

app/javascript/controllers/theme_controller.js

@@ -68,6 +68,15 @@ export default class extends Controller {
     this.setTheme(false);
   }
 
+  toggle() {
+    const currentTheme = document.documentElement.getAttribute("data-theme");
+    if (currentTheme === "dark") {
+      this.toLight();
+    } else {
+      this.toDark();
+    }
+  }
+
   startSystemThemeListener() {
     this.darkMediaQuery = window.matchMedia("(prefers-color-scheme: dark)");
     this.darkMediaQuery.addEventListener(

app/jobs/stripe_event_handler_job.rb

@@ -0,0 +1,9 @@
+class StripeEventHandlerJob < ApplicationJob
+  queue_as :default
+
+  def perform(event_id)
+    stripe_provider = Provider::Registry.get_provider(:stripe)
+    Rails.logger.info "Processing Stripe event: #{event_id}"
+    stripe_provider.process_event(event_id)
+  end
+end

app/models/demo/generator.rb

@@ -2,7 +2,7 @@ class Demo::Generator
   COLORS = %w[#e99537 #4da568 #6471eb #db5a54 #df4e92 #c44fe9 #eb5429 #61c9ea #805dee #6ad28a]
 
   # Builds a semi-realistic mirror of what production data might look like
-  def reset_and_clear_data!(family_names)
+  def reset_and_clear_data!(family_names, require_onboarding: false)
     puts "Clearing existing data..."
 
     destroy_everything!
@@ -10,7 +10,7 @@ class Demo::Generator
     puts "Data cleared"
 
     family_names.each_with_index do |family_name, index|
-      create_family_and_user!(family_name, "user#{index == 0 ? "" : index + 1}@maybe.local")
+      create_family_and_user!(family_name, "user#{index == 0 ? "" : index + 1}@maybe.local", require_onboarding: require_onboarding)
     end
 
     puts "Users reset"
@@ -152,7 +152,7 @@ class Demo::Generator
       Security::Price.destroy_all
     end
 
-    def create_family_and_user!(family_name, user_email, currency: "USD")
+    def create_family_and_user!(family_name, user_email, currency: "USD", require_onboarding: false)
       base_uuid = "d99e3c6e-d513-4452-8f24-dc263f8528c0"
       id = Digest::UUID.uuid_v5(base_uuid, family_name)
 
@@ -160,7 +160,7 @@ class Demo::Generator
         id: id,
         name: family_name,
         currency: currency,
-        stripe_subscription_status: "active",
+        stripe_subscription_status: require_onboarding ? nil : "active",
         locale: "en",
         country: "US",
         timezone: "America/New_York",
@@ -173,7 +173,7 @@ class Demo::Generator
         last_name: "User",
         role: "admin",
         password: "password",
-        onboarded_at: Time.current
+        onboarded_at: require_onboarding ? nil : Time.current
 
       family.users.create! \
         email: "member_#{user_email}",
@@ -181,7 +181,7 @@ class Demo::Generator
         last_name: "User",
         role: "member",
         password: "password",
-        onboarded_at: Time.current
+        onboarded_at: require_onboarding ? nil : Time.current
     end
 
     def create_rules!(family)

app/models/family.rb

@@ -131,6 +131,18 @@ class Family < ApplicationRecord
     stripe_subscription_status == "active"
   end
 
+  def trialing?
+    !subscribed? && trial_started_at.present? && trial_started_at <= 14.days.from_now
+  end
+
+  def trial_remaining_days
+    (14 - (Time.current - trial_started_at).to_i / 86400).to_i
+  end
+
+  def existing_customer?
+    stripe_customer_id.present?
+  end
+
   def requires_data_provider?
     # If family has any trades, they need a provider for historical prices
     return true if trades.any?

app/models/provider/registry.rb

@@ -19,6 +19,15 @@ class Provider::Registry
     end
 
     private
+      def stripe
+        secret_key = ENV["STRIPE_SECRET_KEY"]
+        webhook_secret = ENV["STRIPE_WEBHOOK_SECRET"]
+
+        return nil unless secret_key.present? && webhook_secret.present?
+
+        Provider::Stripe.new(secret_key:, webhook_secret:)
+      end
+
       def synth
         api_key = ENV.fetch("SYNTH_API_KEY", Setting.synth_api_key)
 

app/models/provider/stripe.rb

@@ -0,0 +1,68 @@
+class Provider::Stripe
+  def initialize(secret_key:, webhook_secret:)
+    @client = Stripe::StripeClient.new(
+      secret_key,
+      stripe_version: "2025-04-30.basil"
+    )
+    @webhook_secret = webhook_secret
+  end
+
+  def process_event(event_id)
+    event = retrieve_event(event_id)
+
+    case event.type
+    when /^customer\.subscription\./
+      SubscriptionEventProcessor.new(client).process(event)
+    when /^customer\./
+      CustomerEventProcessor.new(client).process(event)
+    else
+      Rails.logger.info "Unhandled event type: #{event.type}"
+    end
+  end
+
+  def process_webhook_later(webhook_body, sig_header)
+    thin_event = client.parse_thin_event(webhook_body, sig_header, webhook_secret)
+
+    if thin_event.type.start_with?("customer.")
+      StripeEventHandlerJob.perform_later(thin_event.id)
+    else
+      Rails.logger.info "Unhandled event type: #{thin_event.type}"
+    end
+  end
+
+  def create_customer(email:, metadata: {})
+    client.v1.customers.create(
+      email: email,
+      metadata: metadata
+    )
+  end
+
+  def get_checkout_session_url(price_id:, customer_id: nil, success_url: nil, cancel_url: nil)
+    client.v1.checkout.sessions.create(
+      customer: customer_id,
+      line_items: [ { price: price_id, quantity: 1 } ],
+      mode: "subscription",
+      allow_promotion_codes: true,
+      success_url: success_url,
+      cancel_url: cancel_url
+    ).url
+  end
+
+  def get_billing_portal_session_url(customer_id:, return_url: nil)
+    client.v1.billing_portal.sessions.create(
+      customer: customer_id,
+      return_url: return_url
+    ).url
+  end
+
+  def retrieve_checkout_session(session_id)
+    client.v1.checkout.sessions.retrieve(session_id)
+  end
+
+  private
+    attr_reader :client, :webhook_secret
+
+    def retrieve_event(event_id)
+      client.v2.core.events.retrieve(event_id)
+    end
+end

app/models/provider/stripe/customer_event_processor.rb

@@ -0,0 +1,20 @@
+class Provider::Stripe::CustomerEventProcessor < Provider::Stripe::EventProcessor
+  Error = Class.new(StandardError)
+
+  def process
+    raise Error, "Family not found for Stripe customer ID: #{customer_id}" unless family
+
+    family.update(
+      stripe_customer_id: customer_id
+    )
+  end
+
+  private
+    def family
+      Family.find_by(stripe_customer_id: customer_id)
+    end
+
+    def customer_id
+      event_data.id
+    end
+end

app/models/provider/stripe/event_processor.rb

@@ -0,0 +1,17 @@
+class Provider::Stripe::EventProcessor
+  def initialize(event:, client:)
+    @event = event
+    @client = client
+  end
+
+  def process
+    raise NotImplementedError, "Subclasses must implement the process method"
+  end
+
+  private
+    attr_reader :event, :client
+
+    def event_data
+      event.data.object
+    end
+end

app/models/provider/stripe/subscription_event_processor.rb

@@ -0,0 +1,29 @@
+class Provider::Stripe::SubscriptionEventProcessor < Provider::Stripe::EventProcessor
+  Error = Class.new(StandardError)
+
+  def process
+    raise Error, "Family not found for Stripe customer ID: #{customer_id}" unless family
+
+    family.update(
+      stripe_plan_id: plan_id,
+      stripe_subscription_status: subscription_status
+    )
+  end
+
+  private
+    def family
+      Family.find_by(stripe_customer_id: customer_id)
+    end
+
+    def customer_id
+      event_data.customer
+    end
+
+    def plan_id
+      event_data.plan.id
+    end
+
+    def subscription_status
+      event_data.status
+    end
+end

app/views/imports/_nav.html.erb

@@ -28,7 +28,7 @@
                   step[:is_complete] ? "text-green-600" : "text-secondary"
                 end %>
       <% step_class = if is_current
-                  "bg-primary text-white"
+                  "bg-surface-inset text-primary"
                 else
                   step[:is_complete] ? "bg-green-600/10 border-alpha-black-25" : "bg-container-inset"
                 end %>
@@ -36,7 +36,7 @@
       <%= link_to step[:path], class: "flex items-center gap-3" do %>
         <div class="flex items-center gap-2 text-sm font-medium <%= text_class %>">
           <span class="<%= step_class %> w-7 h-7 rounded-full shrink-0 inline-flex items-center justify-center border border-transparent">
-            <%= step[:is_complete] && !is_current ? icon("check", size: "sm") : idx + 1 %>
+            <%= step[:is_complete] && !is_current ? icon("check", size: "sm", color: "current") : idx + 1 %>
           </span>
 
           <span><%= step[:name] %></span>

app/views/layouts/shared/_footer.html.erb

@@ -1,6 +1,10 @@
 <footer class="p-6">
   <div class="space-y-2 text-center text-xs text-secondary">
     <p>&copy; <%= Date.current.year %>, Maybe Finance, Inc.</p>
-    <p><%= link_to t(".privacy_policy"), "https://maybefinance.com/privacy", class: "underline hover:text-gray-600" %> &bull; <%= link_to t(".terms_of_service"), "https://maybefinance.com/tos", class: "underline hover:text-gray-600" %></p>
+    <div class="flex justify-center items-center gap-2">
+      <%= link_to "Privacy Policy", privacy_path, class: "text-secondary", target: "_blank" %>
+      <span>&bull;</span>
+      <%= link_to "Terms of Service", terms_path, class: "text-secondary", target: "_blank" %>
+    </div>
   </div>
 </footer>

app/views/layouts/shared/_htmldoc.html.erb

@@ -1,11 +1,23 @@
 <!DOCTYPE html>
-<html class="h-full text-primary overflow-hidden lg:overflow-auto font-sans <%= @os %>" lang="en" data-controller="theme intercom" data-theme-user-preference-value="<%= Current.user&.theme || "system" %>">
+
+<% theme = Current.user&.theme || "system" %>
+
+<html
+  lang="en"
+  data-theme="<%= theme %>"
+  data-controller="theme intercom"
+  data-theme-user-preference-value="<%= Current.user&.theme || "system" %>"
+  class="h-full text-primary overflow-hidden lg:overflow-auto font-sans <%= @os %>">
   <head>
     <%= render "layouts/shared/head" %>
     <%= yield :head %>
   </head>
 
   <body class="h-full overflow-hidden lg:overflow-auto antialiased">
+    <% if Rails.env.development? %>
+      <button hidden data-controller="hotkey" data-hotkey="t t /" data-action="theme#toggle"></button>
+    <% end %>
+
     <div class="fixed z-50 top-6 md:top-4 left-1/2 -translate-x-1/2 w-full md:w-80 px-4 md:px-0 mx-auto md:mx-0 md:right-auto mt-safe">
       <div id="notification-tray" class="space-y-1 w-full">
         <%= render_flash_notifications %>
@@ -20,17 +32,6 @@
 
     <%= family_stream %>
 
-    <% if Rails.env.development? %>
-      <div class="fixed bottom-32 left-7 flex flex-col gap-1">
-        <%= icon("eclipse", as_button: true, data: { action: "theme#toDark" }) %>
-        <%= icon("sun", as_button: true, data: { action: "theme#toLight" }) %>
-      </div>
-    <% end %>
-
-    <% if require_upgrade? %>
-      <%= render "shared/subscribe_modal" %>
-    <% end %>
-
     <%= turbo_frame_tag "modal" %>
     <%= turbo_frame_tag "drawer" %>
 

app/views/layouts/wizard.html.erb

@@ -1,25 +1,37 @@
 <%= render "layouts/shared/htmldoc" do %>
-  <div class="bg-container flex flex-col h-full">
+  <div class="bg-surface flex flex-col h-full">
     <header class="flex items-center justify-between p-8">
-      <%= render LinkComponent.new(
+      <% if content_for?(:prev_nav) %>
-        variant: "icon",
+        <%= yield :prev_nav %>
-        icon: "arrow-left",
+      <% else %>
-        href: content_for(:previous_path) || root_path
+        <%= render LinkComponent.new(
-      ) %>
+          variant: "icon",
+          icon: "arrow-left",
+          href: content_for(:previous_path) || root_path
+        ) %>
+      <% end %>
 
       <nav>
         <%= yield :header_nav %>
       </nav>
 
-      <%= render LinkComponent.new(
+      <% if content_for?(:cancel_action) %>
-        variant: "icon",
+        <%= yield :cancel_action %>
-        icon: "x",
+      <% else %>
-        href: content_for(:cancel_path) || root_path
+        <%= render LinkComponent.new(
-      ) %>
+          variant: "icon",
+          icon: "x",
+          href: content_for(:cancel_path) || root_path
+        ) %>
+      <% end %>
     </header>
 
     <main class="grow px-8 pt-12 pb-32 overflow-y-auto">
       <%= yield %>
     </main>
+
+    <% if content_for?(:footer) %>
+      <%= yield :footer %>
+    <% end %>
   </div>
 <% end %>

app/views/onboardings/_header.html.erb

@@ -1,7 +0,0 @@
-<header class="flex justify-between items-center p-4">
-  <%= image_tag "logo.svg", class: "h-[22px]" %>
-  <div class="flex items-center gap-2">
-    <%= icon("log-in", color: "secondary") %>
-    <%= button_to t(".sign_out"), session_path(Current.session), method: :delete, class: "text-sm text-primary font-medium" %>
-  </div>
-</header>

app/views/onboardings/_logout.html.erb

@@ -0,0 +1,8 @@
+ <%= render ButtonComponent.new(
+        text: "Sign out",
+        icon: "log-out",
+        icon_position: :right,
+        variant: "ghost",
+        href: session_path(Current.session),
+        method: :delete
+      ) %>

app/views/onboardings/_onboarding_nav.html.erb

@@ -0,0 +1,39 @@
+<%# locals: (user:) %>
+
+<% steps = [
+  { name: "Setup", path: onboarding_path, is_complete: user.first_name.present?, step_number: 1 },
+  { name: "Preferences", path: preferences_onboarding_path, is_complete: user.set_onboarding_preferences_at.present?, step_number: 2 },
+  { name: "Goals", path: goals_onboarding_path , is_complete: user.set_onboarding_goals_at.present?, step_number: 3 },
+  { name: "Start", path: trial_onboarding_path, is_complete: user.onboarded_at.present?, step_number: 4 },
+] %>
+
+<ul class="hidden md:flex items-center gap-2">
+  <% steps.each_with_index do |step, idx| %>
+    <li class="flex items-center gap-2 group">
+      <% is_current = request.path == step[:path] %>
+
+      <% text_class = if is_current
+                  "text-primary"
+                else
+                  step[:is_complete] ? "text-green-600" : "text-secondary"
+                end %>
+      <% step_class = if is_current
+                  "bg-surface-inset text-primary"
+                else
+                  step[:is_complete] ? "bg-green-600/10 border-alpha-black-25" : "bg-container-inset"
+                end %>
+
+      <%= link_to step[:path], class: "flex items-center gap-3" do %>
+        <div class="flex items-center gap-2 text-sm font-medium <%= text_class %>">
+          <span class="<%= step_class %> w-7 h-7 rounded-full shrink-0 inline-flex items-center justify-center border border-transparent">
+            <%= step[:is_complete] && !is_current ? icon("check", size: "sm", color: "current") : idx + 1 %>
+          </span>
+
+          <span><%= step[:name] %></span>
+        </div>
+      <% end %>
+
+      <hr class="border border-secondary w-12 group-last:hidden">
+    </li>
+  <% end %>
+</ul>

app/views/onboardings/goals.html.erb

@@ -0,0 +1,53 @@
+<%= content_for :previous_path, preferences_onboarding_path %>
+
+<%= content_for :header_nav do %>
+  <%= render "onboardings/onboarding_nav", user: @user %>
+<% end %>
+
+<%= content_for :cancel_action do %>
+  <%= render "onboardings/logout" %>
+<% end %>
+
+<%= content_for :footer do %>
+  <%= render "layouts/shared/footer" %>
+<% end %>
+
+<div class="grow max-w-lg w-full mx-auto bg-surface flex flex-col justify-center md:py-0 py-6 px-4 md:px-0">
+  <div>
+    <div class="space-y-1 mb-6 text-center">
+      <h1 class="text-2xl font-medium md:text-2xl">What brings you to Maybe?</h1>
+      <p class="text-secondary text-sm">Select one or more goals that you have with using Maybe as your personal finance tool.</p>
+    </div>
+
+    <%= form_with model: @user do |form| %>
+      <%= form.hidden_field :redirect_to, value: "trial" %>
+      <%= form.hidden_field :set_onboarding_goals_at, value: Time.current %>
+
+      <div class="space-y-3">
+        <% [
+          { icon: "layers", label: "See all my accounts in one piece", value: "unified_accounts" },
+          { icon: "banknote", label: "Understand cashflow and expenses", value: "cashflow" },
+          { icon: "pie-chart", label: "Manage financial plans and budgeting", value: "budgeting" },
+          { icon: "users", label: "Manage finances with a partner", value: "partner" },
+          { icon: "area-chart", label: "Track investments", value: "investments" },
+          { icon: "bot", label: "Let AI help me understand my finances", value: "ai_insights" },
+          { icon: "settings-2", label: "Analyze and optimize accounts", value: "optimization" },
+          { icon: "frown", label: "Reduce financial stress or anxiety", value: "reduce_stress" }
+        ].each do |goal| %>
+          <label class="flex items-center gap-2.5 p-4 rounded-lg border border-tertiary cursor-pointer hover:bg-container transition-colors [&:has(input:checked)]:border-solid [&:has(input:checked)]:bg-container">
+            <%= form.check_box :goals, { multiple: true, class: "sr-only" }, goal[:value], nil %>
+            <%= icon goal[:icon] %>
+            <span class="text-primary text-sm"><%= goal[:label] %></span>
+          </label>
+        <% end %>
+      </div>
+
+      <div class="mt-6">
+        <%= render ButtonComponent.new(
+          text: "Next",
+          full_width: true
+        ) %>
+      </div>
+    <% end %>
+  </div>
+</div>

app/views/onboardings/preferences.html.erb

@@ -1,26 +1,33 @@
-<div class="bg-surface h-screen flex flex-col justify-between">
+<%= content_for :previous_path, onboarding_path %>
-  <%= render "onboardings/header" %>
 
-  <div class="grow max-w-lg w-full mx-auto bg-surface flex flex-col justify-center md:py-0 py-6 px-4 md:px-0" data-controller="onboarding">
+<%= content_for :header_nav do %>
-    <div>
+  <%= render "onboardings/onboarding_nav", user: @user %>
-      <div class="space-y-1 mb-6">
+<% end %>
-        <h1 class="text-2xl font-medium"><%= t(".title") %></h1>
-        <p class="text-secondary text-sm"><%= t(".subtitle") %></p>
-      </div>
 
-      <div class="p-1 bg-alpha-black-25 mb-2 rounded-lg">
+<%= content_for :cancel_action do %>
-        <div class="bg-container p-4 rounded-lg flex gap-8 shadow-border-xs">
+  <%= render "onboardings/logout" %>
-          <div class="space-y-2">
+<% end %>
-            <%= tag.p t(".example"), class: "text-secondary text-sm" %>
-            <%= tag.p format_money(Money.new(2325.25, params[:currency] || @user.family.currency)), class: "text-primary font-medium text-2xl" %>
-            <p class="text-sm">
-              <span class="text-green-500 font-medium">+<%= format_money(Money.new(78.90, params[:currency] || @user.family.currency)) %></span>
-              <span class="text-green-500 font-medium">(+<%= format_money(Money.new(6.39, params[:currency] || @user.family.currency)) %>)</span>
-              <span class="text-secondary">as of <%= format_date(Date.parse("2024-10-23"), :default, format_code: params[:date_format] || @user.family.date_format) %></span>
-            </p>
-          </div>
 
-          <% placeholder_series_data = [
+<div class="grow max-w-lg w-full mx-auto bg-surface flex flex-col justify-center md:py-0 py-6 px-4 md:px-0" data-controller="onboarding">
+  <div>
+    <div class="space-y-1 mb-6">
+      <h1 class="text-2xl font-medium"><%= t(".title") %></h1>
+      <p class="text-secondary text-sm"><%= t(".subtitle") %></p>
+    </div>
+
+    <div class="p-1 bg-alpha-black-25 mb-2 rounded-lg">
+      <div class="bg-container p-4 rounded-lg flex gap-8 shadow-border-xs">
+        <div class="space-y-2">
+          <%= tag.p t(".example"), class: "text-secondary text-sm" %>
+          <%= tag.p format_money(Money.new(2325.25, params[:currency] || @user.family.currency)), class: "text-primary font-medium text-2xl" %>
+          <p class="text-sm">
+            <span class="text-green-500 font-medium">+<%= format_money(Money.new(78.90, params[:currency] || @user.family.currency)) %></span>
+            <span class="text-green-500 font-medium">(+<%= format_money(Money.new(6.39, params[:currency] || @user.family.currency)) %>)</span>
+            <span class="text-secondary">as of <%= format_date(Date.parse("2024-10-23"), :default, format_code: params[:date_format] || @user.family.date_format) %></span>
+          </p>
+        </div>
+
+        <% placeholder_series_data = [
             { date: Date.current - 14.days, value: 200 },
             { date: Date.current - 13.days, value: 200 },
             { date: Date.current - 12.days, value: 220 },
@@ -38,53 +45,54 @@
             { date: Date.current, value: 265 }
           ] %>
 
-          <% placeholder_series = Series.from_raw_values(placeholder_series_data) %>
+        <% placeholder_series = Series.from_raw_values(placeholder_series_data) %>
 
-          <div class="flex items-center w-2/5">
+        <div class="flex items-center w-2/5">
-            <div class="h-12 w-full">
+          <div class="h-12 w-full">
-              <div
+            <div
                 id="previewChart"
                 class="h-full w-full"
                 data-controller="time-series-chart"
                 data-time-series-chart-data-value="<%= placeholder_series.to_json %>"
                 data-time-series-chart-use-labels-value="false"
                 data-time-series-chart-use-tooltip-value="false"></div>
-            </div>
           </div>
         </div>
       </div>
+    </div>
 
-      <p class="text-secondary text-xs mb-4"><%= t(".preview") %></p>
+    <p class="text-secondary text-xs mb-4"><%= t(".preview") %></p>
 
-      <%= styled_form_with model: @user, data: { turbo: false } do |form| %>
+    <%= styled_form_with model: @user, data: { turbo: false } do |form| %>
-        <%= form.hidden_field :onboarded_at, value: Time.current %>
+      <%= form.hidden_field :set_onboarding_preferences_at, value: Time.current %>
-        <%= form.hidden_field :redirect_to, value: "home" %>
+      <%= form.hidden_field :redirect_to, value: "goals" %>
 
-        <div class="space-y-4 mb-4">
+      <div class="mb-4">
-          <%= form.fields_for :family do |family_form| %>
+        <%= form.select :theme, [["System", "system"], ["Light", "light"], ["Dark", "dark"]], { label: "Color theme" }, data: { action: "onboarding#setTheme" } %>
+      </div>
 
-            <%= family_form.select :locale,
+      <div class="space-y-4 mb-4">
+        <%= form.fields_for :family do |family_form| %>
+
+          <%= family_form.select :locale,
             language_options,
             { label: t(".locale"), required: true, selected: params[:locale] || @user.family.locale },
             { data: { action: "onboarding#setLocale" } } %>
 
-            <%= family_form.select :currency,
+          <%= family_form.select :currency,
             Money::Currency.as_options.map { |currency| [ "#{currency.name} (#{currency.iso_code})", currency.iso_code ] },
             { label: t(".currency"), required: true, selected: params[:currency] || @user.family.currency },
             { data: { action: "onboarding#setCurrency" } } %>
 
-            <%= family_form.select :date_format,
+          <%= family_form.select :date_format,
             Family::DATE_FORMATS,
             { label: t(".date_format"), required: true, selected: params[:date_format] || @user.family.date_format },
             { data: { action: "onboarding#setDateFormat" } } %>
 
-          <% end %>
+        <% end %>
-        </div>
+      </div>
 
-        <%= form.submit t(".submit") %>
+      <%= form.submit t(".submit") %>
-      <% end %>
+    <% end %>
-    </div>
   </div>
-
-  <%= render "layouts/shared/footer" %>
 </div>

app/views/onboardings/profile.html.erb

@@ -1,42 +0,0 @@
-<div class="bg-surface min-h-screen flex flex-col justify-between">
-  <%= render "onboardings/header" %>
-
-  <div class="grow max-w-lg w-full mx-auto bg-surface flex flex-col justify-center md:py-0 py-6 px-4 md:px-0">
-    <div>
-      <div class="space-y-1 mb-6">
-        <h1 class="text-2xl font-medium md:text-2xl"><%= t(".title") %></h1>
-        <p class="text-secondary text-sm"><%= t(".subtitle") %></p>
-      </div>
-
-      <%= styled_form_with model: @user do |form| %>
-        <%= form.hidden_field :redirect_to, value: @invitation ? "home" : "onboarding_preferences" %>
-        <%= form.hidden_field :onboarded_at, value: Time.current if @invitation %>
-
-        <div class="space-y-4 mb-4">
-          <p class="text-secondary text-xs hidden md:block"><%= t(".profile_image") %></p>
-          <%= render "settings/user_avatar_field", form: form, user: @user %>
-        </div>
-
-        <div class="flex flex-col md:flex-row md:justify-between md:items-center md:gap-4 space-y-4 md:space-y-0 mb-4">
-          <%= form.text_field :first_name, placeholder: t(".first_name"), label: t(".first_name"), container_class: "bg-container md:w-1/2 w-full", required: true %>
-          <%= form.text_field :last_name, placeholder: t(".last_name"), label: t(".last_name"), container_class: "bg-container md:w-1/2 w-full", required: true %>
-        </div>
-        <% unless @invitation %>
-          <div class="space-y-4 mb-4">
-            <%= form.fields_for :family do |family_form| %>
-              <%= family_form.text_field :name, placeholder: t(".household_name"), label: t(".household_name") %>
-
-              <%= family_form.select :country,
-              country_options,
-              { label: t(".country") }, required: true %>
-            <% end %>
-          </div>
-        <% end %>
-
-        <%= form.submit t(".submit") %>
-      <% end %>
-    </div>
-  </div>
-
-  <%= render "layouts/shared/footer" %>
-</div>

app/views/onboardings/show.html.erb

@@ -1,16 +1,51 @@
-<div class="bg-surface">
+<%= content_for :previous_path, onboarding_path %>
-  <div class="h-screen flex flex-col items-center py-6">
-    <div class="grow flex justify-center items-center flex-col max-w-sm w-full text-center">
-      <%= image_tag "logo-color.png", class: "w-16 mb-6" %>
-      <%= tag.h1 t(".title"), class: "text-3xl font-medium mb-2" %>
-      <%= tag.p t(".message"), class: "text-sm text-secondary mb-6" %>
 
-      <%= render LinkComponent.new(
+<%= content_for :header_nav do %>
-        text: t(".setup"),
+  <%= render "onboardings/onboarding_nav", user: @user %>
-        href: profile_onboarding_path,
+<% end %>
-        variant: "primary",
+
-        full_width: true
+<%= content_for :cancel_action do %>
-      ) %>
+  <%= render "onboardings/logout" %>
+<% end %>
+
+<div class="grow max-w-lg w-full mx-auto bg-surface flex flex-col justify-center md:py-0 py-6 px-4 md:px-0">
+  <div>
+    <div class="space-y-1 mb-6 text-center">
+      <h1 class="text-2xl font-medium md:text-2xl">Let's set up your account</h1>
+      <p class="text-secondary text-sm">First things first, let's get your profile set up.</p>
     </div>
+
+    <%= styled_form_with model: @user do |form| %>
+      <%= form.hidden_field :redirect_to, value: @invitation ? "home" : "onboarding_preferences" %>
+      <%= form.hidden_field :onboarded_at, value: Time.current if @invitation %>
+
+      <div class="mb-6">
+        <%= render "settings/user_avatar_field", form: form, user: @user %>
+      </div>
+
+      <div class="flex flex-col md:flex-row md:justify-between md:items-center md:gap-4 space-y-4 md:space-y-0 mb-4">
+        <%= form.text_field :first_name, placeholder: "First name", label: "First name", container_class: "bg-container md:w-1/2 w-full", required: true %>
+        <%= form.text_field :last_name, placeholder: "Last name", label: "Last name", container_class: "bg-container md:w-1/2 w-full", required: true %>
+      </div>
+
+      <% unless @invitation %>
+        <div class="space-y-4 mb-4">
+          <%= form.fields_for :family do |family_form| %>
+            <%= family_form.text_field :name, placeholder: "Household name", label: "Household name" %>
+
+            <%= family_form.select :country,
+              country_options,
+              { label: "Country" },
+              required: true
+            %>
+          <% end %>
+        </div>
+      <% end %>
+
+      <%= form.submit "Continue" %>
+    <% end %>
   </div>
 </div>
+
+<%= render "layouts/shared/footer" %>
+</div>

app/views/onboardings/trial.html.erb

@@ -0,0 +1,121 @@
+<%= content_for :previous_path, goals_onboarding_path %>
+
+<%= content_for :header_nav do %>
+  <%= render "onboardings/onboarding_nav", user: @user %>
+<% end %>
+
+<%= content_for :cancel_action do %>
+  <%= render "onboardings/logout" %>
+<% end %>
+
+<%= content_for :footer do %>
+  <%= render "layouts/shared/footer" %>
+<% end %>
+
+<div class="grow flex flex-col gap-12 items-center justify-center">
+  <div class="max-w-sm mx-auto flex flex-col items-center">
+    <%= image_tag "logo-color.png", class: "w-16 mb-6" %>
+
+    <p class="text-xl lg:text-3xl text-primary font-display font-medium">
+      Try Maybe for 14 days.
+    </p>
+
+    <h2 class="text-xl lg:text-3xl font-display text-secondary font-medium mb-2">
+      No credit card required
+    </h2>
+
+    <p class="text-sm text-secondary text-center mb-8">
+      Starting the trial activates your account for Maybe.  You won't need to enter payment details.
+    </p>
+
+    <div class="w-full">
+      <%= render ButtonComponent.new(
+        text: "Try Maybe for 14 days",
+        href: start_trial_subscription_path,
+        full_width: true
+      ) %>
+    </div>
+  </div>
+
+  <div class="space-y-8">
+    <h2 class="text-center text-lg lg:text-2xl font-medium text-primary">How your trial will work</h2>
+
+    <div class="flex gap-3">
+      <div class="rounded-xl p-1 bg-gray-400/20 theme-dark:bg-gray-500/20 flex flex-col justify-between items-center text-secondary">
+        <%= render FilledIconComponent.new(icon: "unlock-keyhole", variant: :inverse) %>
+        <%= render FilledIconComponent.new(icon: "bell", variant: :inverse) %>
+        <%= render FilledIconComponent.new(icon: "credit-card", variant: :inverse) %>
+      </div>
+
+      <div class="space-y-12">
+        <div class="space-y-1.5 text-sm">
+          <p class="text-primary font-medium">Today</p>
+          <p class="text-secondary">You'll get free access to Maybe for 14 days</p>
+        </div>
+
+        <div class="space-y-1.5 text-sm">
+          <p class="text-primary font-medium">In 13 days (<%= 13.days.from_now.strftime("%B %d") %>)</p>
+          <p class="text-secondary">We'll notify you to remind you when your trial will end.</p>
+        </div>
+
+        <div class="space-y-1.5 text-sm">
+          <p class="text-primary font-medium">In 14 days (<%= 14.days.from_now.strftime("%B %d") %>)</p>
+          <p class="text-secondary">Your trial ends &mdash; subscribe to continue using Maybe</p>
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <div class="space-y-8 max-w-2xl mx-auto">
+    <h2 class="text-center text-lg lg:text-2xl font-medium text-primary">Here's what's included</h2>
+
+    <div class="grid grid-cols-1 lg:grid-cols-3 gap-x-12 gap-y-6 text-secondary">
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "landmark", variant: :surface) %>
+        <p class="text-sm text-primary text-center">More than 10,000 institutions to connect to</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "layers", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Connect unlimited accounts and account types</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "line-chart", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Performance and investment returns across portfolio</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "credit-card", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Comprehensive transaction tracking experience</p>
+      </div>
+
+      <div class="flex flex-col items-center">
+        <div class="pl-2">
+          <%= render "chats/ai_avatar" %>
+        </div>
+        <p class="text-sm text-primary text-center">Unlimited access and chats with Maybe AI</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "keyboard", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Manual account tracking that works well</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "globe-2", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Multiple currencies and near global coverage</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "ship", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Early access to newly released features</p>
+      </div>
+
+      <div class="flex flex-col gap-4 items-center">
+        <%= render FilledIconComponent.new(icon: "messages-square", variant: :surface) %>
+        <p class="text-sm text-primary text-center">Priority human support from team</p>
+      </div>
+    </div>
+  </div>
+</div>

app/views/pages/dashboard.html.erb

@@ -2,7 +2,7 @@
   <div class="space-y-1 mb-6 flex gap-4 justify-between items-center lg:items-start">
     <div class="space-y-1">
       <h1 class="text-xl lg:text-3xl font-medium text-primary">Welcome back, <%= Current.user.first_name %></h1>
-      <p class="text-sm lg:text-base text-gray-500">Here's what's happening with your finances</p>
+      <p class="text-sm lg:text-base text-secondary">Here's what's happening with your finances</p>
     </div>
 
     <%= render LinkComponent.new(

app/views/pages/early_access.html.erb

@@ -1,54 +0,0 @@
-<!DOCTYPE html>
-<html class="h-full" lang="en">
-  <head>
-    <title><%= content_for(:title) || "🔒 Maybe Early Access" %></title>
-
-    <%= csrf_meta_tags %>
-    <%= csp_meta_tag %>
-
-    <%= stylesheet_link_tag "tailwind", "data-turbo-track": "reload" %>
-
-    <%= javascript_importmap_tags %>
-    <%= turbo_refreshes_with method: :morph, scroll: :preserve %>
-
-    <meta name="viewport" content="viewport-fit=cover, width=device-width, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0, user-scalable=no">
-    <meta name="mobile-web-app-capable" content="yes">
-    <meta name="apple-mobile-web-app-status-bar-style" content="black-translucent">
-    <meta name="apple-mobile-web-app-title" content="Maybe">
-    <meta name="msapplication-TileColor" content="#ffffff">
-    <meta name="theme-color" content="#ffffff">
-
-    <%= yield :head %>
-  </head>
-
-  <body class="subpixel-antialiased h-full bg-black text-white flex flex-col bg-top bg-no-repeat bg-cover" style="background-image: url('<%= asset_path("bg-grid.png") %>');">
-    <div class="grow flex items-center justify-center p-4 sm:p-6 md:p-8">
-      <div class="w-full max-w-sm mx-auto text-center rounded-lg p-6">
-        <%= image_tag "logo-squircle.svg", alt: "Maybe Logo", class: "w-16 h-16 sm:w-18 sm:h-18 mx-auto mb-6 sm:mb-8" %>
-        <h1 class="text-2xl font-normal my-4">Maybe Early Access</h1>
-        <% if @invite_codes_count > 0 %>
-          <p class="text-base text-subdued">There <%= @invite_codes_count == 1 ? "is" : "are" %> <span class="text-white"><%= @invite_codes_count %> invite <%= "code".pluralize(@invite_codes_count) %></span> remaining.</p>
-          <div class="bg-gray-900 border border-gray-800 p-2 rounded-xl my-4">
-            <p class="text-sm text-subdued mt-1 mb-3 sm:mb-4">Your invite code is <span class="font-mono text-white"><%= @invite_code.token %></span></p>
-            <p><%= link_to "Sign up with this code", new_registration_path(invite: @invite_code.token), class: "block w-full bg-container text-black py-2 px-3 rounded-lg no-underline text-sm sm:text-base hover:bg-gray-200 transition duration-150" %></p>
-          </div>
-
-          <p class="text-sm text-subdued">You may need to refresh the page to get a new invite code if someone else claimed it before you.</p>
-
-          <p class="mt-4 sm:mt-6">
-            <%= link_to early_access_path, class: "w-full block text-center justify-center inline-flex items-center text-white hover:bg-gray-800 p-2 rounded-md text-base transition duration-150", data: { turbo_method: :get } do %>
-              <%= icon "refresh-cw", class: "mr-2" %>
-              <span>Refresh page</span>
-            <% end %>
-          </p>
-        <% else %>
-          <p class="text-base text-subdued mb-6 sm:mb-8">Sorry, there are <span class="text-white">no invite codes</span> remaining. Join our <%= link_to "Discord server", "https://link.maybe.co/discord", target: "_blank", class: "text-white hover:text-gray-300" %> to get notified when new invite codes are available.</p>
-          <p><%= link_to "Join Discord server", "https://link.maybe.co/discord", target: "_blank", class: "bg-container text-black px-3 py-2 rounded-md no-underline text-base hover:bg-gray-200 transition duration-150" %></p>
-        <% end %>
-      </div>
-    </div>
-    <footer class="pb-6 sm:pb-10 text-center text-subdued text-sm">
-      ©2024 Maybe Finance, Inc.
-    </footer>
-  </body>
-</html>

app/views/settings/_user_avatar_field.html.erb

@@ -1,40 +1,41 @@
 <%# locals: (form:, user:) %>
 
-<div class="flex md:flex-row flex-col md:items-center items-center gap-4" data-controller="profile-image-preview">
+<div class="flex flex-col items-center gap-4" data-controller="profile-image-preview">
-  <div class="relative flex justify-center items-center bg-container size-26 md:size-24 rounded-full  border-primary border border-dashed overflow-hidden">
+  <div class="relative">
-
-    <%# The image preview once user has uploaded a new file  %>
-    <div data-profile-image-preview-target="previewImage" class="h-full w-full flex justify-center items-center hidden">
-      <img src="" alt="Preview" class="w-full h-full rounded-full object-cover">
-    </div>
-
-    <%# The placeholder image for empty avatar field  %>
-    <div data-profile-image-preview-target="placeholderImage"
-         class="h-full w-full flex justify-center  items-center <%= user.profile_image.attached? ? "hidden" : "" %>">
-      <div class="h-full w-full flex justify-center items-center bg-container">
-        <%= icon "image-plus", size: "lg" %>
-      </div>
-    </div>
-
-    <%# The attached image if user has already uploaded one %>
-    <div data-profile-image-preview-target="attachedImage"
-         class="h-full w-full flex justify-center items-center <%= user.profile_image.attached? ? "" : "hidden" %>">
-      <% if user.profile_image.attached? %>
-        <div class="h-full w-full">
-          <%= render "settings/user_avatar", avatar_url: user.profile_image.url %>
-        </div>
-      <% end %>
-    </div>
-
     <button type="button"
             data-profile-image-preview-target="clearBtn"
             data-action="click->profile-image-preview#clearFileInput"
-      class="<%= user.profile_image.attached? ? "" : "hidden" %> cursor-pointer absolute bottom-0 right-0 w-8 h-8 bg-gray-50 rounded-full flex justify-center items-center border border-white border-2">
+      class="<%= user.profile_image.attached? ? "" : "hidden" %> z-50 cursor-pointer absolute bottom-0 right-0 w-8 h-8 bg-gray-50 rounded-full flex justify-center items-center border border-white border-2">
       <%= icon "x", size: "sm" %>
     </button>
+
+    <div class="relative flex justify-center items-center bg-surface-inset size-26 md:size-24 rounded-full border-primary border border-dashed overflow-hidden">
+      <%# The image preview once user has uploaded a new file  %>
+      <div data-profile-image-preview-target="previewImage" class="h-full w-full flex justify-center items-center hidden">
+        <img src="" alt="Preview" class="w-full h-full rounded-full object-cover">
+      </div>
+
+      <%# The placeholder image for empty avatar field  %>
+      <div data-profile-image-preview-target="placeholderImage"
+         class="h-full w-full flex justify-center  items-center <%= user.profile_image.attached? ? "hidden" : "" %>">
+        <div class="h-full w-full flex justify-center items-center bg-surface-inset">
+          <%= icon "image-plus", size: "lg" %>
+        </div>
+      </div>
+
+      <%# The attached image if user has already uploaded one %>
+      <div data-profile-image-preview-target="attachedImage"
+         class="h-full w-full flex justify-center items-center <%= user.profile_image.attached? ? "" : "hidden" %>">
+        <% if user.profile_image.attached? %>
+          <div class="h-full w-full">
+            <%= render "settings/user_avatar", avatar_url: user.profile_image.url %>
+          </div>
+        <% end %>
+      </div>
+    </div>
   </div>
 
-  <div class="md:text-left text-center">
+  <div class="text-center">
     <%= form.hidden_field :delete_profile_image, value: "0", data: { profile_image_preview_target: "deleteProfileImage" } %>
 
     <%= form.label :profile_image, class: "px-3 py-2 rounded-lg text-sm hover:bg-surface-hover border border-secondary inline-flex items-center gap-2 cursor-pointer", data: { profile_image_preview_target: "uploadButton" } do %>

app/views/settings/billings/show.html.erb

@@ -4,12 +4,25 @@
   <div class="space-y-4">
     <div class="p-3 shadow-border-xs bg-container rounded-lg flex justify-between items-center">
       <div class="flex items-center gap-3">
-        <div class="w-9 h-9 rounded-full bg-gray-25 flex justify-center items-center">
+        <%= render FilledIconComponent.new(
-          <%= icon "gem" %>
+          icon: "gem",
-        </div>
+          rounded: true,
+          size: "lg"
+        ) %>
 
         <div class="text-sm space-y-1">
-          <% if @user.family.subscribed? || subscription_pending? %>
+          <% if subscription_pending? %>
+            <p class="text-primary">
+              Your subscription is pending. You can still use Maybe+ while we process your subscription.
+            </p>
+          <% elsif @user.family.trialing? %>
+            <p class="text-primary">
+              You are currently trialing <span class="font-medium">Maybe+</span>
+              <span class="text-secondary">
+                (<%= @user.family.trial_remaining_days %> days remaining)
+              </span>
+            </p>
+          <% elsif @user.family.subscribed? %>
             <p class="text-primary">You are currently subscribed to <span class="font-medium">Maybe+</span></p>
           <% else %>
             <p class="text-primary">You are currently <span class="font-medium">not subscribed</span></p>
@@ -18,24 +31,22 @@
         </div>
       </div>
 
-      <% if @user.family.subscribed? || subscription_pending? %>
+      <% if @user.family.subscribed? %>
         <%= render LinkComponent.new(
           text: "Manage",
           icon: "external-link",
           variant: "primary",
           icon_position: "right",
           href: subscription_path,
-          target: "_blank",
           rel: "noopener"
         ) %>
-      <% else %>
+      <% elsif @user.family.trialing? && !subscription_pending? %>
         <%= render LinkComponent.new(
-          text: "Subscribe",
+          text: "Choose plan",
           variant: "primary",
-          icon: "external-link",
+          icon: "plus",
           icon_position: "right",
-          href: new_subscription_path,
+          href: upgrade_subscription_path(view: "upgrade"),
-          target: "_blank",
           rel: "noopener") %>
       <% end %>
     </div>

app/views/shared/_subscribe_modal.html.erb

@@ -1,26 +0,0 @@
-<%= render DialogComponent.new do |dialog| %>
-  <div class="rounded-xl" style="background-image: url('<%= asset_path("maybe-plus-background.svg") %>'); background-size: cover; background-position: center top;">
-    <div class="text-center rounded-xl" style="background-image: linear-gradient(to bottom, rgba(197,161,119,0.15) 0%, rgba(255,255,255,0.8) 30%, white 40%);">
-      <div class="p-4 pt-2 rounded-xl">
-        <div class="flex justify-center">
-          <%= image_tag "maybe-plus-logo.png", class: "w-20" %>
-        </div>
-
-        <h2 class="font-medium text-primary mb-2">Join Maybe+</h2>
-
-        <div class="text-secondary text-sm space-y-4 mb-5">
-          <p>Nobody likes paywalls, but we need feedback from users willing to pay for Maybe. </p>
-
-          <p>To continue using the app, please subscribe. In this early beta testing phase, we require that you upgrade within one hour to claim your spot.</p>
-        </div>
-
-        <%= render LinkComponent.new(
-              text: "Upgrade to Maybe+",
-              href: new_subscription_path,
-              variant: "primary",
-              full_width: true
-            ) %>
-      </div>
-    </div>
-  </div>
-<% end %>

app/views/shared/notifications/_alert.html.erb

@@ -4,7 +4,7 @@
             data: { controller: "element-removal" } do %>
   <div class="h-5 w-5 shrink-0 p-px text-primary">
     <div class="flex h-full items-center justify-center rounded-full bg-destructive">
-      <%= icon "x", size: "xs" %>
+      <%= icon "x", size: "xs", color: "white" %>
     </div>
   </div>
 

app/views/shared/notifications/_notice.html.erb

@@ -1,13 +1,13 @@
 <%# locals: (message:, description: nil) %>
 
-<%= tag.div class: "relative flex gap-3 rounded-lg bg-container-inset p-4 group w-full md:max-w-80 shadow-border-xs",
+<%= tag.div class: "relative flex gap-3 rounded-lg bg-container p-4 group w-full md:max-w-80 shadow-border-xs",
             data: {
               controller: "element-removal",
               action: "animationend->element-removal#remove"
             } do %>
   <div class="h-5 w-5 shrink-0 p-px text-primary">
     <div class="flex h-full items-center justify-center rounded-full bg-success">
-      <%= icon "check", size: "xs" %>
+      <%= icon "check", size: "xs", color: "white" %>
     </div>
   </div>
 

app/views/subscriptions/_plan_choice.html.erb

@@ -0,0 +1,31 @@
+<%# locals: (plan:, form:, checked: false) %>
+
+<% price = plan == "annual" ? 90 : 9 %>
+<% frequency = plan == "annual" ? "/year" : "/month" %>
+
+<div class="relative">
+  <%= form.radio_button :plan, plan, class: "peer sr-only", checked: checked %>
+  <%= form.label "plan_#{plan}", class: class_names(
+    "flex flex-col gap-1 p-4 cursor-pointer rounded-lg border border-primary hover:bg-container",
+    "peer-checked:bg-container peer-checked:rounded-2xl peer-checked:border-solid peer-checked:ring-4 peer-checked:ring-shadow",
+    "transition-all duration-300"
+  ) do %>
+    <h3 class="text-sm text-secondary"><%= plan.titleize %></h3>
+
+    <div class="mt-auto flex items-end gap-1">
+      <p class="font-display text-xl lg:text-3xl font-medium text-primary">$<%= price %><%= frequency %></p>
+
+      <% if plan == "annual" %>
+        <span class="text-sm text-secondary mb-1">or <%= Money.new(price.to_f / 52).format %>/week</span>
+      <% end %>
+    </div>
+
+    <p class="text-sm text-secondary">
+      <% if plan == "annual" %>
+        Billed annually, 2 months free
+      <% else %>
+        Billed monthly
+      <% end %>
+    </p>
+  <% end %>
+</div>

app/views/subscriptions/upgrade.html.erb

@@ -0,0 +1,55 @@
+<div class="flex flex-col h-full justify-between bg-surface">
+  <nav class="p-4">
+    <h1 class="sr-only">Upgrade</h1>
+
+    <div class="flex justify-end">
+      <%= render ButtonComponent.new(
+        text: "Sign out",
+        icon: "log-out",
+        icon_position: :right,
+        variant: "ghost",
+        href: session_path(Current.session),
+        method: :delete
+      ) %>
+    </div>
+  </nav>
+
+  <div class="grow flex flex-col items-center justify-center">
+    <%= image_tag "logo-color.png", class: "w-16 mb-6" %>
+
+    <% if Current.family.trialing? %>
+      <p class="text-xl lg:text-3xl text-primary font-display font-medium">Your trial has <%= Current.family.trial_remaining_days %> days remaining</p>
+    <% else %>
+      <p class="text-xl lg:text-3xl text-primary font-display font-medium">Your trial is over</p>
+    <% end %>
+
+    <h2 class="text-xl lg:text-3xl font-display font-medium mb-2">
+      <span class="text-secondary">Unlock</span>
+      <span class="bg-gradient-to-r from-[#EABE7F] to-[#957049] bg-clip-text text-transparent">Maybe</span>
+      <span class="text-secondary">today</span>
+    </h2>
+
+    <p class="text-sm text-secondary mb-8">To continue using Maybe pick a plan below.</p>
+
+    <%= form_with url: new_subscription_path, method: :get, class: "max-w-xs", data: { turbo: false } do |form| %>
+      <div class="space-y-4 mb-6">
+        <%= render "subscriptions/plan_choice", form: form, plan: "annual", checked: params[:plan] == "annual" || params[:plan].blank? %>
+        <%= render "subscriptions/plan_choice", form: form, plan: "monthly", checked: params[:plan] == "monthly" %>
+      </div>
+
+      <div class="text-center space-y-2">
+        <%= render ButtonComponent.new(
+          text: "Subscribe and unlock Maybe",
+          variant: "primary",
+          full_width: true
+        ) %>
+
+        <p class="text-xs text-secondary">
+          In the next step, you'll be redirected to Stripe which handles our billing.
+        </p>
+      </div>
+    <% end %>
+  </div>
+
+  <%= render "layouts/shared/footer" %>
+</div>

config/environments/development.rb

@@ -35,6 +35,9 @@ Rails.application.configure do
 
   # Store uploaded files on the local file system (see config/storage.yml for options).
   config.active_storage.service = ENV.fetch("ACTIVE_STORAGE_SERVICE", "local").to_sym
+  config.after_initialize do
+    ActiveStorage::Current.url_options = { host: "localhost", port: 3000 }
+  end
 
   # Set Active Storage URL expiration time to 7 days
   config.active_storage.urls_expire_in = 7.days
@@ -61,10 +64,8 @@ Rails.application.configure do
   # Raise an error on page load if there are pending migrations.
   config.active_record.migration_error = :page_load
 
-  # Highlight code that triggered database queries in logs.
+  config.assets.quiet = true
   config.active_record.verbose_query_logs = true
-
-  # Highlight code that enqueued background job in logs.
   config.active_job.verbose_enqueue_logs = true
 
   # Raises error for missing translations.

config/routes.rb

@@ -24,7 +24,6 @@ Rails.application.routes.draw do
 
   get "changelog", to: "pages#changelog"
   get "feedback", to: "pages#feedback"
-  get "early-access", to: "pages#early_access"
 
   resource :registration, only: %i[new create]
   resources :sessions, only: %i[new create destroy]
@@ -39,8 +38,9 @@ Rails.application.routes.draw do
 
   resource :onboarding, only: :show do
     collection do
-      get :profile
       get :preferences
+      get :goals
+      get :trial
     end
   end
 
@@ -55,7 +55,11 @@ Rails.application.routes.draw do
   end
 
   resource :subscription, only: %i[new show] do
-    get :success, on: :collection
+    collection do
+      get :upgrade
+      get :success
+      post :start_trial
+    end
   end
 
   resources :tags, except: :show do
@@ -212,6 +216,9 @@ Rails.application.routes.draw do
 
   get "imports/:import_id/upload/sample_csv", to: "import/uploads#sample_csv", as: :import_upload_sample_csv
 
+  get "privacy", to: redirect("https://maybefinance.com/privacy")
+  get "terms", to: redirect("https://maybefinance.com/tos")
+
   # Defines the root path route ("/")
   root "pages#dashboard"
 end

db/migrate/20250501172430_add_user_goals.rb

@@ -0,0 +1,17 @@
+class AddUserGoals < ActiveRecord::Migration[7.2]
+  def change
+    add_column :users, :goals, :text, array: true, default: []
+    add_column :users, :set_onboarding_preferences_at, :datetime
+    add_column :users, :set_onboarding_goals_at, :datetime
+
+    add_column :families, :trial_started_at, :datetime
+    add_column :families, :early_access, :boolean, default: false
+
+    reversible do |dir|
+      # All existing families are marked as early access now that we're out of alpha
+      dir.up do
+        Family.update_all(early_access: true)
+      end
+    end
+  end
+end

db/schema.rb

@@ -10,7 +10,7 @@
 #
 # It's strongly recommended that you check this file into your version control system.
 
-ActiveRecord::Schema[7.2].define(version: 2025_04_16_235758) do
+ActiveRecord::Schema[7.2].define(version: 2025_05_01_172430) do
   # These are extensions that must be enabled in order to support this database
   enable_extension "pgcrypto"
   enable_extension "plpgsql"
@@ -230,6 +230,8 @@ ActiveRecord::Schema[7.2].define(version: 2025_04_16_235758) do
     t.datetime "last_synced_at"
     t.string "timezone"
     t.boolean "data_enrichment_enabled", default: false
+    t.datetime "trial_started_at"
+    t.boolean "early_access", default: false
   end
 
   create_table "holdings", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
@@ -679,6 +681,9 @@ ActiveRecord::Schema[7.2].define(version: 2025_04_16_235758) do
     t.string "theme", default: "system"
     t.boolean "rule_prompts_disabled", default: false
     t.datetime "rule_prompt_dismissed_at"
+    t.text "goals", default: [], array: true
+    t.datetime "set_onboarding_preferences_at"
+    t.datetime "set_onboarding_goals_at"
     t.index ["email"], name: "index_users_on_email", unique: true
     t.index ["family_id"], name: "index_users_on_family_id"
     t.index ["last_viewed_chat_id"], name: "index_users_on_last_viewed_chat_id"

lib/tasks/demo_data.rake

@@ -5,6 +5,11 @@ namespace :demo_data do
     Demo::Generator.new.reset_and_clear_data!(families)
   end
 
+  task new_user: :environment do
+    families = [ "Demo Family 1" ]
+    Demo::Generator.new.reset_and_clear_data!(families, require_onboarding: true)
+  end
+
   task :reset, [ :count ] => :environment do |t, args|
     count = (args[:count] || 1).to_i
     families = count.times.map { |i| "Demo Family #{i + 1}" }

test/controllers/subscriptions_controller_test.rb

@@ -8,7 +8,6 @@ class SubscriptionsControllerTest < ActionDispatch::IntegrationTest
   test "redirects to settings if self hosting" do
     Rails.application.config.app_mode.stubs(:self_hosted?).returns(true)
     get subscription_path
-    assert_redirected_to root_path
+    assert_response :forbidden
-    assert_equal I18n.t("subscriptions.self_hosted_alert"), flash[:alert]
   end
 end

test/jobs/stripe_event_handler_job_test.rb

@@ -0,0 +1,7 @@
+require "test_helper"
+
+class StripeEventHandlerJobTest < ActiveJob::TestCase
+  # test "the truth" do
+  #   assert true
+  # end
+end

test/models/provider/stripe/customer_event_processor_test.rb

@@ -0,0 +1,7 @@
+require "test_helper"
+
+class Provider::Stripe::CustomerEventProcessorTest < ActiveSupport::TestCase
+  # test "process" do
+
+  # end
+end

test/models/provider/stripe/subscription_event_processor_test.rb

@@ -0,0 +1,6 @@
+require "test_helper"
+
+class Provider::Stripe::SubscriptionEventProcessorTest < ActiveSupport::TestCase
+  # test "process" do
+  # end
+end

test/system/trades_test.rb

@@ -55,7 +55,6 @@ class TradesTest < ApplicationSystemTestCase
   end
 
   private
-
     def open_new_trade_modal
       click_on "New transaction"
     end