diff --git a/app/models/plaid_account.rb b/app/models/plaid_account.rb
index 5a6d03e7..8fe342a7 100644
--- a/app/models/plaid_account.rb
+++ b/app/models/plaid_account.rb
@@ -37,7 +37,9 @@ class PlaidAccount < ApplicationRecord
       plaid_subtype: plaid_account_data.subtype,
       account_attributes: {
         id: account.id,
-        balance: plaid_account_data.balances.current
+        # Plaid guarantees at least 1 of these
+        balance: plaid_account_data.balances.current || plaid_account_data.balances.available,
+        cash_balance: derive_plaid_cash_balance(plaid_account_data.balances)
       }
     )
   end
@@ -208,4 +210,13 @@ class PlaidAccount < ApplicationRecord
 
       family.merchants.find_or_create_by!(name: plaid_merchant_name)
     end
+
+    def derive_plaid_cash_balance(plaid_balances)
+      if account.investment?
+        plaid_balances.available || 0
+      else
+        # For now, we will not distinguish between "cash" and "overall" balance for non-investment accounts
+        plaid_balances.current || plaid_balances.available
+      end
+    end
 end