diff --git a/app/controllers/pages_controller.rb b/app/controllers/pages_controller.rb
index de05babd..1fd81196 100644
--- a/app/controllers/pages_controller.rb
+++ b/app/controllers/pages_controller.rb
@@ -10,10 +10,12 @@ class PagesController < ApplicationController
     snapshot_transactions = Current.family.snapshot_transactions
     @income_series = snapshot_transactions[:income_series]
     @spending_series = snapshot_transactions[:spending_series]
+    @savings_rate_series = snapshot_transactions[:savings_rate_series]
 
     snapshot_account_transactions = Current.family.snapshot_account_transactions
     @top_spenders = snapshot_account_transactions[:top_spenders]
     @top_earners = snapshot_account_transactions[:top_earners]
+    @top_savers = snapshot_account_transactions[:top_savers]
 
     @account_groups = Current.family.accounts.by_group(period: @period, currency: Current.family.currency)
     @transactions = Current.family.transactions.limit(5).order(date: :desc)
@@ -22,7 +24,6 @@ class PagesController < ApplicationController
     placeholder_series_data = 10.times.map do |i|
       { date: Date.current - i.days, value: Money.new(0) }
     end
-    @savings_rate_series = TimeSeries.new(10.times.map { |i| { date: Date.current - i.days, value: 0 } })
     @investing_series = TimeSeries.new(placeholder_series_data)
   end
 
diff --git a/app/models/family.rb b/app/models/family.rb
index c25499fa..16b81599 100644
--- a/app/models/family.rb
+++ b/app/models/family.rb
@@ -30,7 +30,6 @@ class Family < ApplicationRecord
 
   def snapshot_account_transactions
     period = Period.last_30_days
-
     results = accounts.active.joins(:transactions)
       .select(
         "accounts.*",
@@ -42,9 +41,16 @@ class Family < ApplicationRecord
       .group("id")
       .to_a
 
+    results.each do |r|
+      r.define_singleton_method(:savings_rate) do
+        (income - spending) / income
+      end
+    end
+
     {
       top_spenders: results.sort_by(&:spending).select { |a| a.spending > 0 }.reverse,
-      top_earners: results.sort_by(&:income).select { |a| a.income > 0 }.reverse
+      top_earners: results.sort_by(&:income).select { |a| a.income > 0 }.reverse,
+      top_savers: results.sort_by { |a| a.savings_rate }.reverse
     }
   end
 
@@ -53,6 +59,7 @@ class Family < ApplicationRecord
 
     spending = []
     income = []
+    savings = []
     rolling_totals.each do |r|
       spending << {
         date: r.date,
@@ -63,11 +70,17 @@ class Family < ApplicationRecord
         date: r.date,
         value: Money.new(r.rolling_income, self.currency)
       }
+
+      savings << {
+        date: r.date,
+        value: r.rolling_income != 0 ? (r.rolling_income - r.rolling_spend) / r.rolling_income : 0.to_d
+      }
     end
 
     {
       income_series: TimeSeries.new(income, favorable_direction: "up"),
-      spending_series: TimeSeries.new(spending, favorable_direction: "down")
+      spending_series: TimeSeries.new(spending, favorable_direction: "down"),
+      savings_rate_series: TimeSeries.new(savings, favorable_direction: "up")
     }
   end
 
diff --git a/app/views/pages/dashboard.html.erb b/app/views/pages/dashboard.html.erb
index 7008229a..8d1d1937 100644
--- a/app/views/pages/dashboard.html.erb
+++ b/app/views/pages/dashboard.html.erb
@@ -101,22 +101,38 @@
       </div>
     </div>
     <div class="bg-white p-4 border border-alpha-black-25 shadow-xs rounded-xl">
-      <div class="flex gap-4 h-full">
-        <div class="grow">
-          <%= render partial: "shared/value_heading", locals: {
-          label: t(".savings_rate"),
-            period: @period,
-            value: @savings_rate_series.last.value,
-            trend: @savings_rate_series.trend,
-            is_percentage: true
-          } %>
+      <div class="flex flex-col gap-4 h-full">
+        <div class="flex gap-4">
+          <div class="grow">
+            <%= render partial: "shared/value_heading", locals: {
+            label: t(".savings_rate"),
+              period: Period.last_30_days,
+              value: @savings_rate_series.last&.value,
+              trend: @savings_rate_series.trend,
+              is_percentage: true
+            } %>
+          </div>
+          <div
+            id="savingsRateChart"
+            class="h-full w-2/5"
+            data-controller="time-series-chart"
+            data-time-series-chart-data-value="<%= @savings_rate_series.to_json %>"
+            data-time-series-chart-use-labels-value="false"
+            data-time-series-chart-use-tooltip-value="false"></div>
+        </div>
+        <div class="flex gap-1.5">
+          <% @top_savers.first(3).each do |account| %>
+            <%= link_to account, class: "border border-alpha-black-25 rounded-full p-1 pr-2 flex items-center gap-1 text-xs text-gray-900 font-medium hover:bg-gray-25" do %>
+              <div class="flex items-center justify-center text-xs w-5 h-5 rounded-full <%= accountable_text_class(account.accountable_type) %> <%= accountable_bg_transparent_class(account.accountable_type) %>">
+                <%= account.name[0].upcase %>
+              </div>
+              <span><%= account.savings_rate > 0 ? "+" : "-" %><%= number_to_percentage(account.savings_rate.abs * 100, precision: 2) %></span>
+            <% end %>
+          <% end %>
+          <% if @top_savers.count > 3 %>
+            <div class="bg-gray-25 rounded-full flex h-full aspect-1 items-center justify-center text-xs font-medium text-gray-500">+<%= @top_savers.count - 3 %></div>
+          <% end %>
         </div>
-        <div
-          id="savingsRateChart"
-          class="h-full w-2/5"
-          data-controller="time-series-chart"
-          data-time-series-chart-data-value="<%= @savings_rate_series.to_json %>"
-          data-time-series-chart-use-labels-value="false"></div>
       </div>
     </div>
     <div class="bg-white p-4 border border-alpha-black-25 shadow-xs rounded-xl">
diff --git a/app/views/shared/_trend_change.html.erb b/app/views/shared/_trend_change.html.erb
index e71aef0d..3edd4c24 100644
--- a/app/views/shared/_trend_change.html.erb
+++ b/app/views/shared/_trend_change.html.erb
@@ -4,7 +4,7 @@
   <% if trend.direction.flat? %>
     <span>No change</span>
   <% else %>
-    <span><%= styles[:symbol] %><%= trend.value.is_a?(Money) ? format_money(trend.value.abs) : trend.value.abs %></span>
+    <span><%= styles[:symbol] %><%= trend.value.is_a?(Money) ? format_money(trend.value.abs) : trend.value.abs.round(2) %></span>
     <span>(<%= lucide_icon(styles[:icon], class: "w-4 h-4 align-text-bottom inline") %><%= trend.percent %>%)</span>
   <% end %>
 </p>
diff --git a/config/locales/views/pages/en.yml b/config/locales/views/pages/en.yml
index 5eaa7477..2c214c4a 100644
--- a/config/locales/views/pages/en.yml
+++ b/config/locales/views/pages/en.yml
@@ -13,7 +13,7 @@ en:
       new: New account
       no_transactions: You have no recent transactions
       recurring: Recurring
-      savings_rate: Savings Rate (coming soon...)
+      savings_rate: Savings Rate
       spending: Spending
       subtitle: Here's what's happening today
       transactions: Transactions
diff --git a/test/fixtures/family/expected_snapshots.csv b/test/fixtures/family/expected_snapshots.csv
index 0ee7088e..5f5e6d48 100644
--- a/test/fixtures/family/expected_snapshots.csv
+++ b/test/fixtures/family/expected_snapshots.csv
@@ -1,32 +1,32 @@
-date_offset,net_worth,assets,liabilities,depositories,investments,loans,credits,properties,vehicles,other_assets,other_liabilities,spending,income,rolling_spend,rolling_income
--30,48278.57,49318.57,1040.00,48918.57,0.00,0.00,1040.00,0.00,0.00,400.00,0.00,0,0,0,0
--29,49298.96,50238.96,940.00,49838.96,0.00,0.00,940.00,0.00,0.00,400.00,0.00,15,1018.8,15,1018.8
--28,49311.01,50251.01,940.00,49851.01,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--27,49248.35,50188.35,940.00,49788.35,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--26,49200.15,50140.15,940.00,49740.15,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--25,48447.74,49387.74,940.00,48987.74,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--24,48428.46,49368.46,940.00,48968.46,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--23,48388.70,49328.70,940.00,48928.70,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8
--22,49502.26,50442.26,940.00,50042.26,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,1075,15,2093.8
--21,49509.49,50449.49,940.00,50049.49,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,2093.8
--20,49520.33,50460.33,940.00,50060.33,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,2093.8
--19,49265.33,50205.33,940.00,49805.33,0.00,0.00,940.00,0.00,0.00,400.00,0.00,216.44,0,231.44,2093.8
--18,47267.72,48207.72,940.00,47807.72,0.00,0.00,940.00,0.00,0.00,400.00,0.00,2000,0,2231.44,2093.8
--17,47260.55,48200.55,940.00,47800.55,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,2231.44,2093.8
--16,47249.80,48189.80,940.00,47789.80,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,2231.44,2093.8
--15,47175.14,48135.14,960.00,47735.14,0.00,0.00,960.00,0.00,0.00,400.00,0.00,40,0,2271.44,2093.8
--14,47172.75,48132.75,960.00,47732.75,0.00,0.00,960.00,0.00,0.00,400.00,0.00,0,0,2271.44,2093.8
--13,47166.78,48126.78,960.00,47726.78,0.00,0.00,960.00,0.00,0.00,400.00,0.00,0,0,2271.44,2093.8
--12,47854.20,48844.20,990.00,48144.20,0.00,0.00,990.00,0.00,0.00,700.00,0.00,60,50,2331.44,2143.8
--11,47830.30,48820.30,990.00,48120.30,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2143.8
--10,47906.78,48896.78,990.00,48196.78,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2143.8
--9,48022.64,49012.64,990.00,48312.64,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,103.915,2331.44,2247.715
--8,48016.64,49006.64,990.00,48306.64,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715
--7,48011.84,49001.84,990.00,48301.84,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715
--6,47989.04,48979.04,990.00,48279.04,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715
--5,48154.64,49154.64,1000.00,48454.64,0.00,0.00,1000.00,0.00,0.00,700.00,0.00,20,200,2351.44,2447.715
--4,47195.60,48195.60,1000.00,47645.60,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,863.04,0,3214.48,2447.715
--3,48096.40,49096.40,1000.00,48546.40,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715
--2,48032.80,49032.80,1000.00,48482.80,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715
--1,48064.00,49064.00,1000.00,48514.00,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715
-0,47550.80,48550.80,1000.00,48000.80,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715
\ No newline at end of file
+date_offset,net_worth,assets,liabilities,depositories,investments,loans,credits,properties,vehicles,other_assets,other_liabilities,spending,income,rolling_spend,rolling_income,savings_rate
+-30,48278.57,49318.57,1040.00,48918.57,0.00,0.00,1040.00,0.00,0.00,400.00,0.00,0,0,0,0,0
+-29,49298.96,50238.96,940.00,49838.96,0.00,0.00,940.00,0.00,0.00,400.00,0.00,15,1018.8,15,1018.8,0.9852767962
+-28,49311.01,50251.01,940.00,49851.01,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-27,49248.35,50188.35,940.00,49788.35,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-26,49200.15,50140.15,940.00,49740.15,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-25,48447.74,49387.74,940.00,48987.74,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-24,48428.46,49368.46,940.00,48968.46,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-23,48388.70,49328.70,940.00,48928.70,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,1018.8,0.9852767962
+-22,49502.26,50442.26,940.00,50042.26,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,1075,15,2093.8,0.992835992
+-21,49509.49,50449.49,940.00,50049.49,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,2093.8,0.992835992
+-20,49520.33,50460.33,940.00,50060.33,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,15,2093.8,0.992835992
+-19,49265.33,50205.33,940.00,49805.33,0.00,0.00,940.00,0.00,0.00,400.00,0.00,216.44,0,231.44,2093.8,0.8894641322
+-18,47267.72,48207.72,940.00,47807.72,0.00,0.00,940.00,0.00,0.00,400.00,0.00,2000,0,2231.44,2093.8,-0.06573693763
+-17,47260.55,48200.55,940.00,47800.55,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,2231.44,2093.8,-0.06573693763
+-16,47249.80,48189.80,940.00,47789.80,0.00,0.00,940.00,0.00,0.00,400.00,0.00,0,0,2231.44,2093.8,-0.06573693763
+-15,47175.14,48135.14,960.00,47735.14,0.00,0.00,960.00,0.00,0.00,400.00,0.00,40,0,2271.44,2093.8,-0.08484095902
+-14,47172.75,48132.75,960.00,47732.75,0.00,0.00,960.00,0.00,0.00,400.00,0.00,0,0,2271.44,2093.8,-0.08484095902
+-13,47166.78,48126.78,960.00,47726.78,0.00,0.00,960.00,0.00,0.00,400.00,0.00,0,0,2271.44,2093.8,-0.08484095902
+-12,47854.20,48844.20,990.00,48144.20,0.00,0.00,990.00,0.00,0.00,700.00,0.00,60,50,2331.44,2143.8,-0.08752682153
+-11,47830.30,48820.30,990.00,48120.30,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2143.8,-0.08752682153
+-10,47906.78,48896.78,990.00,48196.78,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2143.8,-0.08752682153
+-9,48022.64,49012.64,990.00,48312.64,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,103.915,2331.44,2247.715,-0.03724893948
+-8,48016.64,49006.64,990.00,48306.64,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715,-0.03724893948
+-7,48011.84,49001.84,990.00,48301.84,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715,-0.03724893948
+-6,47989.04,48979.04,990.00,48279.04,0.00,0.00,990.00,0.00,0.00,700.00,0.00,0,0,2331.44,2247.715,-0.03724893948
+-5,48154.64,49154.64,1000.00,48454.64,0.00,0.00,1000.00,0.00,0.00,700.00,0.00,20,200,2351.44,2447.715,0.03933260204
+-4,47195.60,48195.60,1000.00,47645.60,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,863.04,0,3214.48,2447.715,-0.3132574667
+-3,48096.40,49096.40,1000.00,48546.40,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715,-0.3132574667
+-2,48032.80,49032.80,1000.00,48482.80,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715,-0.3132574667
+-1,48064.00,49064.00,1000.00,48514.00,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715,-0.3132574667
+0,47550.80,48550.80,1000.00,48000.80,0.00,0.00,1000.00,0.00,0.00,550.00,0.00,0,0,3214.48,2447.715,-0.3132574667
\ No newline at end of file
diff --git a/test/models/family_test.rb b/test/models/family_test.rb
index df5ed0dc..ed01ac8b 100644
--- a/test/models/family_test.rb
+++ b/test/models/family_test.rb
@@ -18,7 +18,8 @@ class FamilyTest < ActiveSupport::TestCase
         "assets" => row["assets"],
         "liabilities" => row["liabilities"],
         "rolling_spend" => row["rolling_spend"],
-        "rolling_income" => row["rolling_income"]
+        "rolling_income" => row["rolling_income"],
+        "savings_rate" => row["savings_rate"]
       }
     end
   end
@@ -88,16 +89,20 @@ class FamilyTest < ActiveSupport::TestCase
   test "should calculate transaction snapshot correctly" do
     spending_series = @family.snapshot_transactions[:spending_series]
     income_series = @family.snapshot_transactions[:income_series]
+    savings_rate_series = @family.snapshot_transactions[:savings_rate_series]
 
     assert_equal @expected_snapshots.count, spending_series.values.count
     assert_equal @expected_snapshots.count, income_series.values.count
+    assert_equal @expected_snapshots.count, savings_rate_series.values.count
 
     @expected_snapshots.each_with_index do |row, index|
       expected_spending = TimeSeries::Value.new(date: row["date"], value: Money.new(row["rolling_spend"].to_d))
       expected_income = TimeSeries::Value.new(date: row["date"], value: Money.new(row["rolling_income"].to_d))
+      expected_savings_rate = TimeSeries::Value.new(date: row["date"], value: Money.new(row["savings_rate"].to_d))
 
       assert_in_delta expected_spending.value.amount, Money.new(spending_series.values[index].value).amount, 0.01
       assert_in_delta expected_income.value.amount, Money.new(income_series.values[index].value).amount, 0.01
+      assert_in_delta expected_savings_rate.value.amount, savings_rate_series.values[index].value, 0.01
     end
   end