diff --git a/app/models/account.rb b/app/models/account.rb
index f07b442f..85167e22 100644
--- a/app/models/account.rb
+++ b/app/models/account.rb
@@ -62,8 +62,18 @@ class Account < ApplicationRecord
   end
 
   def institution_domain
-    return nil unless plaid_account&.plaid_item&.institution_url.present?
-    URI.parse(plaid_account.plaid_item.institution_url).host.gsub(/^www\./, "")
+    url_string = plaid_account&.plaid_item&.institution_url
+    return nil unless url_string.present?
+
+    begin
+      uri = URI.parse(url_string)
+      # Use safe navigation on .host before calling gsub
+      uri.host&.gsub(/^www\./, "")
+    rescue URI::InvalidURIError
+      # Log a warning if the URL is invalid and return nil
+      Rails.logger.warn("Invalid institution URL encountered for account #{id}: #{url_string}")
+      nil
+    end
   end
 
   def destroy_later
diff --git a/app/views/transfers/_account_links.html.erb b/app/views/transfers/_account_links.html.erb
index 33390b31..738416c6 100644
--- a/app/views/transfers/_account_links.html.erb
+++ b/app/views/transfers/_account_links.html.erb
@@ -1,7 +1,25 @@
 <%# locals: (transfer:, is_inflow: false) %>
 <div class="flex items-center gap-1">
   <% first_account, second_account = is_inflow ? [transfer.to_account, transfer.from_account] : [transfer.from_account, transfer.to_account] %>
-  <%= link_to first_account.name, account_path(first_account, tab: "activity"), class: "hover:underline", data: { turbo_frame: "_top" } %>
+
+  <%# Check if first_account exists before creating link %>
+  <% if first_account %>
+    <%= link_to first_account.name, account_path(first_account, tab: "activity"), class: "hover:underline", data: { turbo_frame: "_top" } %>
+  <% else %>
+    <span class="text-warning text-xs italic" title="Transfer ID: <%= transfer.id %>">
+      Data Error: Missing account
+    </span>
+  <% end %>
+
+  <%# Use icon helper per conventions %>
   <%= icon(is_inflow ? "arrow-left" : "arrow-right", size: "sm") %>
-  <%= link_to second_account.name, account_path(second_account, tab: "activity"), class: "hover:underline", data: { turbo_frame: "_top" } %>
+
+  <%# Check if second_account exists before creating link %>
+  <% if second_account %>
+    <%= link_to second_account.name, account_path(second_account, tab: "activity"), class: "hover:underline", data: { turbo_frame: "_top" } %>
+  <% else %>
+    <span class="text-warning text-xs italic" title="Transfer ID: <%= transfer.id %>">
+      Data Error: Missing account
+    </span>
+  <% end %>
 </div>