diff --git a/app/models/account/transaction_builder.rb b/app/models/account/transaction_builder.rb
index 457170f6..b6968443 100644
--- a/app/models/account/transaction_builder.rb
+++ b/app/models/account/transaction_builder.rb
@@ -21,7 +21,7 @@ class Account::TransactionBuilder
     end
 
     def create_transfer
-      return create_unlinked_transfer(account.id, signed_amount) unless transfer_account_id
+      return create_unlinked_transfer(account.id, signed_amount) if transfer_account_id.blank?
 
       from_account_id = type == "transfer_in" ? transfer_account_id : account.id
       to_account_id = type == "transfer_in" ? account.id : transfer_account_id
diff --git a/test/system/transactions_test.rb b/test/system/transactions_test.rb
index 25a75223..8b31372b 100644
--- a/test/system/transactions_test.rb
+++ b/test/system/transactions_test.rb
@@ -150,6 +150,24 @@ class TransactionsTest < ApplicationSystemTestCase
     assert_selection_count(0)
   end
 
+
+  test "can create deposit transaction for investment account" do
+    investment_account = accounts(:investment)
+    transfer_date = Date.current
+    visit account_path(investment_account)
+    click_on "New transaction"
+    select "Deposit", from: "Type"
+    fill_in "Date", with: transfer_date
+    fill_in "account_entry[amount]", with: 175.25
+    click_button "Add transaction"
+    within "#account_" + investment_account.id do
+      click_on "Transactions"
+    end
+    within "#entry-group-" + transfer_date.to_s do
+      assert_text "175.25"
+    end
+  end
+
   private
 
     def create_transaction(name, date, amount, category: nil, merchant: nil, tags: [])