--- http_interactions: - request: method: post uri: https://sandbox.plaid.com/liabilities/get body: encoding: UTF-8 string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648"}' headers: Content-Type: - application/json User-Agent: - Plaid Ruby v38.0.0 Accept: - application/json Plaid-Client-Id: - "" Plaid-Version: - '2020-09-14' Plaid-Secret: - "" Accept-Encoding: - gzip;q=1.0,deflate;q=0.6,identity;q=0.3 response: status: code: 200 message: OK headers: Server: - nginx Date: - Mon, 19 May 2025 17:24:04 GMT Content-Type: - application/json; charset=utf-8 Content-Length: - '4907' Connection: - keep-alive Plaid-Version: - '2020-09-14' Vary: - Accept-Encoding X-Envoy-Upstream-Service-Time: - '253' X-Envoy-Decorator-Operation: - default.svc-apiv2:8080/* Strict-Transport-Security: - max-age=31536000; includeSubDomains; preload X-Content-Type-Options: - nosniff X-Frame-Options: - DENY X-Xss-Protection: - 1; mode=block body: encoding: ASCII-8BIT string: |- { "accounts": [ { "account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe", "balances": { "available": 8000, "current": 10000, "iso_currency_code": "USD", "limit": null, "unofficial_currency_code": null }, "holder_category": "personal", "mask": "1122", "name": "Test Brokerage Account", "official_name": "Plaid brokerage", "subtype": "brokerage", "type": "investment" }, { "account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp", "balances": { "available": 9372.38, "current": 1000, "iso_currency_code": "USD", "limit": 10500, "unofficial_currency_code": null }, "holder_category": "personal", "mask": "1219", "name": "Test Credit Card Account", "official_name": "Plaid credit card", "subtype": "credit card", "type": "credit" }, { "account_id": "9mvxVZRW7LUD67QbEBm1CPZ6XlqkmkF4oGNBo", "balances": { "available": 10000, "current": 10000, "iso_currency_code": "USD", "limit": null, "unofficial_currency_code": null }, "holder_category": "personal", "mask": "4243", "name": "Test Depository Account", "official_name": "Plaid checking", "subtype": "checking", "type": "depository" }, { "account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7", "balances": { "available": 15000, "current": 15000, "iso_currency_code": "USD", "limit": null, "unofficial_currency_code": null }, "holder_category": "personal", "mask": "9572", "name": "Test Student Loan Account", "official_name": "Plaid student", "subtype": "student", "type": "loan" } ], "item": { "available_products": [ "assets", "auth", "balance", "credit_details", "identity", "identity_match", "income", "income_verification", "recurring_transactions", "signal", "statements" ], "billed_products": [ "investments", "liabilities", "transactions" ], "consent_expiration_time": null, "error": null, "institution_id": "ins_109508", "institution_name": "First Platypus Bank", "item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP", "products": [ "investments", "liabilities", "transactions" ], "update_type": "background", "webhook": "" }, "liabilities": { "credit": [ { "account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp", "aprs": [ { "apr_percentage": 12.5, "apr_type": "purchase_apr", "balance_subject_to_apr": null, "interest_charge_amount": null }, { "apr_percentage": 27.95, "apr_type": "cash_apr", "balance_subject_to_apr": null, "interest_charge_amount": null } ], "is_overdue": false, "last_payment_amount": null, "last_payment_date": "2025-04-24", "last_statement_balance": 1000, "last_statement_issue_date": "2025-05-19", "minimum_payment_amount": 50, "next_payment_due_date": "2025-06-19" } ], "mortgage": null, "student": [ { "account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7", "account_number": "3117529572", "disbursement_dates": [ "2023-05-01" ], "expected_payoff_date": "2036-05-01", "guarantor": "DEPT OF ED", "interest_rate_percentage": 5.25, "is_overdue": false, "last_payment_amount": null, "last_payment_date": null, "last_statement_balance": 16577.16, "last_statement_issue_date": "2025-05-01", "loan_name": "Consolidation", "loan_status": { "end_date": null, "type": "in school" }, "minimum_payment_amount": 25, "next_payment_due_date": "2025-06-01", "origination_date": "2023-05-01", "origination_principal_amount": 15000, "outstanding_interest_amount": 1577.16, "payment_reference_number": "3117529572", "pslf_status": { "estimated_eligibility_date": null, "payments_made": null, "payments_remaining": null }, "repayment_plan": { "description": "Standard Repayment", "type": "standard" }, "sequence_number": "1", "servicer_address": { "city": "San Matias", "country": "US", "postal_code": "99415", "region": "CA", "street": "123 Relaxation Road" }, "ytd_interest_paid": 0, "ytd_principal_paid": 0 } ] }, "request_id": "nFlL291sKIy1LkJ" } recorded_at: Mon, 19 May 2025 17:24:04 GMT recorded_with: VCR 6.3.1