class PlaidAccount::Liabilities::CreditProcessor def initialize(plaid_account) @plaid_account = plaid_account end def process return unless credit_data.present? account.credit_card.update!( minimum_payment: credit_data.dig("minimum_payment_amount"), apr: credit_data.dig("aprs", 0, "apr_percentage") ) end private attr_reader :plaid_account def account plaid_account.account end def credit_data plaid_account.raw_liabilities_payload["credit"] end end