class Account < ApplicationRecord include Syncable, Monetizable, Chartable, Enrichable, Linkable, Convertible validates :name, :balance, :currency, presence: true belongs_to :family belongs_to :import, optional: true has_many :import_mappings, as: :mappable, dependent: :destroy, class_name: "Import::Mapping" has_many :entries, dependent: :destroy, class_name: "Account::Entry" has_many :transactions, through: :entries, source: :entryable, source_type: "Account::Transaction" has_many :valuations, through: :entries, source: :entryable, source_type: "Account::Valuation" has_many :trades, through: :entries, source: :entryable, source_type: "Account::Trade" has_many :holdings, dependent: :destroy, class_name: "Account::Holding" has_many :balances, dependent: :destroy monetize :balance, :cash_balance enum :classification, { asset: "asset", liability: "liability" }, validate: { allow_nil: true } scope :active, -> { where(is_active: true) } scope :assets, -> { where(classification: "asset") } scope :liabilities, -> { where(classification: "liability") } scope :alphabetically, -> { order(:name) } scope :manual, -> { where(plaid_account_id: nil) } has_one_attached :logo delegated_type :accountable, types: Accountable::TYPES, dependent: :destroy accepts_nested_attributes_for :accountable, update_only: true class << self def create_and_sync(attributes) attributes[:accountable_attributes] ||= {} # Ensure accountable is created, even if empty account = new(attributes.merge(cash_balance: attributes[:balance])) transaction do # Create 2 valuations for new accounts to establish a value history for users to see account.entries.build( name: "Current Balance", date: Date.current, amount: account.balance, currency: account.currency, entryable: Account::Valuation.new ) account.entries.build( name: "Initial Balance", date: 1.day.ago.to_date, amount: 0, currency: account.currency, entryable: Account::Valuation.new ) account.save! end account.sync_later account end end def institution_domain return nil unless plaid_account&.plaid_item&.institution_url.present? URI.parse(plaid_account.plaid_item.institution_url).host.gsub(/^www\./, "") end def destroy_later update!(scheduled_for_deletion: true, is_active: false) DestroyJob.perform_later(self) end def sync_data(start_date: nil) update!(last_synced_at: Time.current) Rails.logger.info("Auto-matching transfers") family.auto_match_transfers! Rails.logger.info("Processing balances (#{linked? ? 'reverse' : 'forward'})") sync_balances if enrichable? Rails.logger.info("Enriching transaction data") enrich_data end end def post_sync broadcast_remove_to(family, target: "syncing-notice") accountable.post_sync end def original_balance balance_amount = balances.chronological.first&.balance || balance Money.new(balance_amount, currency) end def current_holdings holdings.where(currency: currency, date: holdings.maximum(:date)).order(amount: :desc) end def update_with_sync!(attributes) should_update_balance = attributes[:balance] && attributes[:balance].to_d != balance transaction do update!(attributes) update_balance!(attributes[:balance]) if should_update_balance end sync_later end def update_balance!(balance) valuation = entries.account_valuations.find_by(date: Date.current) if valuation valuation.update! amount: balance else entries.create! \ date: Date.current, name: "Balance update", amount: balance, currency: currency, entryable: Account::Valuation.new end end def start_date first_entry_date = entries.minimum(:date) || Date.current first_entry_date - 1.day end private def sync_balances strategy = linked? ? :reverse : :forward Balance::Syncer.new(self, strategy: strategy).sync_balances end end