class Transfer < ApplicationRecord belongs_to :inflow_transaction, class_name: "Transaction" belongs_to :outflow_transaction, class_name: "Transaction" enum :status, { pending: "pending", confirmed: "confirmed" } validates :inflow_transaction_id, uniqueness: true validates :outflow_transaction_id, uniqueness: true validate :transfer_has_different_accounts validate :transfer_has_opposite_amounts validate :transfer_within_date_range validate :transfer_has_same_family class << self def kind_for_account(account) if account.loan? "loan_payment" elsif account.liability? "cc_payment" else "funds_movement" end end end def reject! Transfer.transaction do RejectedTransfer.find_or_create_by!(inflow_transaction_id: inflow_transaction_id, outflow_transaction_id: outflow_transaction_id) destroy! end end # Once transfer is destroyed, we need to mark the denormalized kind fields on the transactions def destroy! Transfer.transaction do inflow_transaction.update!(kind: "standard") outflow_transaction.update!(kind: "standard") super end end def confirm! update!(status: "confirmed") end def date inflow_transaction.entry.date end def sync_account_later inflow_transaction&.entry&.sync_account_later outflow_transaction&.entry&.sync_account_later end def to_account inflow_transaction&.entry&.account end def from_account outflow_transaction&.entry&.account end def amount_abs inflow_transaction&.entry&.amount_money&.abs end def name acc = to_account if payment? acc ? "Payment to #{acc.name}" : "Payment" else acc ? "Transfer to #{acc.name}" : "Transfer" end end def payment? to_account&.liability? end def loan_payment? outflow_transaction&.kind == "loan_payment" end def liability_payment? outflow_transaction&.kind == "cc_payment" end def regular_transfer? outflow_transaction&.kind == "funds_movement" end def transfer_type return "loan_payment" if loan_payment? return "liability_payment" if liability_payment? "transfer" end def categorizable? to_account&.accountable_type == "Loan" end private def transfer_has_different_accounts return unless inflow_transaction&.entry && outflow_transaction&.entry errors.add(:base, "Must be from different accounts") if to_account == from_account end def transfer_has_same_family return unless inflow_transaction&.entry && outflow_transaction&.entry errors.add(:base, "Must be from same family") unless to_account&.family == from_account&.family end def transfer_has_opposite_amounts return unless inflow_transaction&.entry && outflow_transaction&.entry inflow_entry = inflow_transaction.entry outflow_entry = outflow_transaction.entry inflow_amount = inflow_entry.amount outflow_amount = outflow_entry.amount if inflow_entry.currency == outflow_entry.currency # For same currency, amounts must be exactly opposite errors.add(:base, "Must have opposite amounts") if inflow_amount + outflow_amount != 0 else # For different currencies, just check the signs are opposite errors.add(:base, "Must have opposite amounts") unless inflow_amount.negative? && outflow_amount.positive? end end def transfer_within_date_range return unless inflow_transaction&.entry && outflow_transaction&.entry date_diff = (inflow_transaction.entry.date - outflow_transaction.entry.date).abs errors.add(:base, "Must be within 4 days") if date_diff > 4 end end