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Maybe/app/models/plaid_account/liabilities/credit_processor.rb
Zach Gollwitzer 03a146222d
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Plaid sync domain improvements (#2267)
Breaks our Plaid sync process out into more manageable classes. Notably, this moves the sync process to a distinct, 2-step flow:

1. Import stage - we first make API calls and import Plaid data to "mirror" tables
2. Processing stage - read the raw data, apply business rules, build internal domain models and sync balances

This provides several benefits:

- Plaid syncs can now be "replayed" without fetching API data again
- Mirror tables provide better audit and debugging capabilities
- Eliminates the "all or nothing" sync behavior that is currently in place, which is brittle
2025-05-23 18:58:22 -04:00

25 lines
526 B
Ruby

class PlaidAccount::Liabilities::CreditProcessor
def initialize(plaid_account)
@plaid_account = plaid_account
end
def process
return unless credit_data.present?
account.credit_card.update!(
minimum_payment: credit_data.dig("minimum_payment_amount"),
apr: credit_data.dig("aprs", 0, "apr_percentage")
)
end
private
attr_reader :plaid_account
def account
plaid_account.account
end
def credit_data
plaid_account.raw_liabilities_payload["credit"]
end
end