mirror of
https://github.com/maybe-finance/maybe.git
synced 2025-08-09 23:45:21 +02:00
Breaks our Plaid sync process out into more manageable classes. Notably, this moves the sync process to a distinct, 2-step flow: 1. Import stage - we first make API calls and import Plaid data to "mirror" tables 2. Processing stage - read the raw data, apply business rules, build internal domain models and sync balances This provides several benefits: - Plaid syncs can now be "replayed" without fetching API data again - Mirror tables provide better audit and debugging capabilities - Eliminates the "all or nothing" sync behavior that is currently in place, which is brittle
236 lines
7.5 KiB
YAML
236 lines
7.5 KiB
YAML
---
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http_interactions:
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- request:
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method: post
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uri: https://sandbox.plaid.com/liabilities/get
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body:
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encoding: UTF-8
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string: '{"access_token":"access-sandbox-0af2c971-41a6-4fc5-a97d-f2b27ab0a648"}'
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headers:
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Content-Type:
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- application/json
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User-Agent:
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- Plaid Ruby v38.0.0
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Accept:
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- application/json
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Plaid-Client-Id:
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- "<PLAID_CLIENT_ID>"
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Plaid-Version:
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- '2020-09-14'
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Plaid-Secret:
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- "<PLAID_SECRET>"
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Accept-Encoding:
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- gzip;q=1.0,deflate;q=0.6,identity;q=0.3
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response:
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status:
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code: 200
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message: OK
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headers:
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Server:
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- nginx
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Date:
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- Mon, 19 May 2025 17:24:04 GMT
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Content-Type:
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- application/json; charset=utf-8
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Content-Length:
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- '4907'
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Connection:
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- keep-alive
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Plaid-Version:
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- '2020-09-14'
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Vary:
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- Accept-Encoding
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X-Envoy-Upstream-Service-Time:
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- '253'
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X-Envoy-Decorator-Operation:
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- default.svc-apiv2:8080/*
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Strict-Transport-Security:
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- max-age=31536000; includeSubDomains; preload
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X-Content-Type-Options:
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- nosniff
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X-Frame-Options:
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- DENY
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X-Xss-Protection:
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- 1; mode=block
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body:
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encoding: ASCII-8BIT
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string: |-
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{
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"accounts": [
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{
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"account_id": "vor45kgbDjfqa1BMD8QRU4om8adWNWtqbzQJe",
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"balances": {
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"available": 8000,
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"current": 10000,
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"iso_currency_code": "USD",
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"limit": null,
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"unofficial_currency_code": null
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},
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"holder_category": "personal",
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"mask": "1122",
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"name": "Test Brokerage Account",
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"official_name": "Plaid brokerage",
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"subtype": "brokerage",
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"type": "investment"
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},
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{
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"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
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"balances": {
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"available": 9372.38,
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"current": 1000,
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"iso_currency_code": "USD",
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"limit": 10500,
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"unofficial_currency_code": null
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},
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"holder_category": "personal",
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"mask": "1219",
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"name": "Test Credit Card Account",
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"official_name": "Plaid credit card",
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"subtype": "credit card",
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"type": "credit"
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},
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{
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"account_id": "9mvxVZRW7LUD67QbEBm1CPZ6XlqkmkF4oGNBo",
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"balances": {
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"available": 10000,
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"current": 10000,
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"iso_currency_code": "USD",
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"limit": null,
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"unofficial_currency_code": null
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},
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"holder_category": "personal",
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"mask": "4243",
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"name": "Test Depository Account",
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"official_name": "Plaid checking",
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"subtype": "checking",
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"type": "depository"
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},
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{
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"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
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"balances": {
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"available": 15000,
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"current": 15000,
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"iso_currency_code": "USD",
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"limit": null,
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"unofficial_currency_code": null
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},
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"holder_category": "personal",
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"mask": "9572",
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"name": "Test Student Loan Account",
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"official_name": "Plaid student",
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"subtype": "student",
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"type": "loan"
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}
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],
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"item": {
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"available_products": [
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"assets",
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"auth",
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"balance",
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"credit_details",
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"identity",
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"identity_match",
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"income",
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"income_verification",
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"recurring_transactions",
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"signal",
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"statements"
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],
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"billed_products": [
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"investments",
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"liabilities",
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"transactions"
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],
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"consent_expiration_time": null,
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"error": null,
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"institution_id": "ins_109508",
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"institution_name": "First Platypus Bank",
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"item_id": "n7XKpjRmDkHENymaBw7rU71wxQnrW4i6DDrQP",
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"products": [
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"investments",
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"liabilities",
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"transactions"
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],
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"update_type": "background",
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"webhook": ""
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},
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"liabilities": {
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"credit": [
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{
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"account_id": "RperV9wJMNiDWKljGMkPCkwDGJb7q7FaNlVMp",
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"aprs": [
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{
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"apr_percentage": 12.5,
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"apr_type": "purchase_apr",
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"balance_subject_to_apr": null,
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"interest_charge_amount": null
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},
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{
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"apr_percentage": 27.95,
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"apr_type": "cash_apr",
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"balance_subject_to_apr": null,
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"interest_charge_amount": null
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}
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],
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"is_overdue": false,
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"last_payment_amount": null,
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"last_payment_date": "2025-04-24",
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"last_statement_balance": 1000,
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"last_statement_issue_date": "2025-05-19",
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"minimum_payment_amount": 50,
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"next_payment_due_date": "2025-06-19"
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}
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],
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"mortgage": null,
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"student": [
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{
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"account_id": "6Gwzm7nJ6ZU4VbqEyKzZszyPQ8keRet8Q97k7",
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"account_number": "3117529572",
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"disbursement_dates": [
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"2023-05-01"
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],
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"expected_payoff_date": "2036-05-01",
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"guarantor": "DEPT OF ED",
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"interest_rate_percentage": 5.25,
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"is_overdue": false,
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"last_payment_amount": null,
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"last_payment_date": null,
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"last_statement_balance": 16577.16,
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"last_statement_issue_date": "2025-05-01",
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"loan_name": "Consolidation",
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"loan_status": {
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"end_date": null,
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"type": "in school"
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},
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"minimum_payment_amount": 25,
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"next_payment_due_date": "2025-06-01",
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"origination_date": "2023-05-01",
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"origination_principal_amount": 15000,
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"outstanding_interest_amount": 1577.16,
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"payment_reference_number": "3117529572",
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"pslf_status": {
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"estimated_eligibility_date": null,
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"payments_made": null,
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"payments_remaining": null
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},
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"repayment_plan": {
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"description": "Standard Repayment",
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"type": "standard"
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},
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"sequence_number": "1",
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"servicer_address": {
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"city": "San Matias",
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"country": "US",
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"postal_code": "99415",
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"region": "CA",
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"street": "123 Relaxation Road"
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},
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"ytd_interest_paid": 0,
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"ytd_principal_paid": 0
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}
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]
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},
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"request_id": "nFlL291sKIy1LkJ"
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}
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recorded_at: Mon, 19 May 2025 17:24:04 GMT
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recorded_with: VCR 6.3.1
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