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d75be2282b
Since the very first 0.1.0-alpha.1 release, we've been moving quickly to add new features to the Maybe app. In doing so, some parts of the codebase have become outdated, unnecessary, or overly-complex as a natural result of this feature prioritization. Now that "core" Maybe is complete, we're moving into a second phase of development where we'll be working hard to improve the accuracy of existing features and build additional features on top of "core". This PR is a quick overhaul of the existing codebase aimed to: - Establish the brand new and simplified dashboard view (pictured above) - Establish and move towards the conventions introduced in Cursor rules and project design overview #1788 - Consolidate layouts and improve the performance of layout queries - Organize the core models of the Maybe domain (i.e. Account::Entry, Account::Transaction, etc.) and break out specific traits of each model into dedicated concerns for better readability - Remove stale / dead code from codebase - Remove overly complex code paths in favor of simpler ones
33 lines
813 B
Ruby
33 lines
813 B
Ruby
class Loan < ApplicationRecord
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include Accountable
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def monthly_payment
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return nil if term_months.nil? || interest_rate.nil? || rate_type.nil? || rate_type != "fixed"
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return Money.new(0, account.currency) if account.original_balance.amount.zero? || term_months.zero?
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annual_rate = interest_rate / 100.0
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monthly_rate = annual_rate / 12.0
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if monthly_rate.zero?
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payment = account.original_balance.amount / term_months
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else
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payment = (account.original_balance.amount * monthly_rate * (1 + monthly_rate)**term_months) / ((1 + monthly_rate)**term_months - 1)
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end
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Money.new(payment.round, account.currency)
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end
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class << self
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def color
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"#D444F1"
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end
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def icon
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"hand-coins"
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end
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def classification
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"liability"
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end
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end
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end
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